What should I pay attention to when raising funds to build a house?

What should I pay attention to when buying a fund-raising house? The main contents are as follows: 1. Before signing the contract, you must carefully check whether the sales documents of the real estate agent are legal and complete. If you are not sure, you'd better ask a professional lawyer to be a purchasing staff. 2. Carefully check whether the terms of the contract are consistent with the promises in the advertisement and the verbal promises of the real estate agent. And be sure to go to the local real estate trading center for legal transaction supervision and transfer procedures. If there is no transaction supervision and transfer procedures, even if the buyer has paid all the purchase price, even if it has been used for many years, the house is still not really owned by the buyer. 3. It should be noted that the following houses cannot be purchased: (1) houses whose state-owned land use rights have been recovered according to law; (2) Houses that have been ruled by the court or the Housing Authority to restrict the transfer of property rights; (3) Houses with unclear or controversial ownership; (four) illegal construction or temporary housing; (5) Housing demolition announced by the Municipal Demolition Office; (6) Houses managed by the government; (7) Houses that have been used for mortgage repayment. 4. If you buy an old house, you should pay special attention to whether the property right is clear, whether the property right certificate is complete, whether the current situation of the house is consistent with the property right certificate, and whether the original owner has paid the management fee, water, electricity, gas and other expenses.

Legal objectivity:

Fund-raising housing refers to the construction unit approved by the municipal and county people's governments, which uses the land occupied by the unit to raise funds to build houses on the premise of conforming to the overall land use planning, urban planning and unit development planning. The object of participating in fund-raising housing construction must be limited to households without housing and families with housing difficulties that meet the requirements of the people's governments of cities and counties. Those who have enjoyed the housing reform policy, purchased affordable housing or participated in fund-raising cooperative housing construction may not participate in fund-raising cooperative housing construction again. Clear property rights are the basic conditions for the listing and sale of fund-raising houses. You must obtain legal property and land certificate before you can enter the secondary market according to law. Article 26 of the newly implemented Measures for the Administration of Affordable Housing stipulates: "Affordable housing can only be put on the market for sale after it has obtained the ownership certificate and the land use right certificate for a certain number of years, and is priced at the market price; At the time of sale, the proceeds were paid to the government according to a certain proportion of the price difference between ordinary commodity housing and affordable housing in the same area at that time. The specific years and proportions are determined by the municipal and county people's governments. " Therefore, the most direct and convenient way to judge whether the fund-raising house can be bought or sold is to see whether the fund-raising house has legal house ownership certificate and land use right certificate. There are still a series of necessary procedures to complete when the purchased fund-raising house is put on the market for sale: 1. The property owner shall apply to the real estate administrative department of the people's government at or above the county level where the house is located, and submit relevant materials. The real estate administrative department shall, after reviewing its application in accordance with the relevant provisions, make a written opinion on whether to approve its sale within fifteen days. 2. Upon examination, if it meets the conditions for sale and is approved for sale, the buyer and the seller shall apply to the real estate transaction management department where the house is located for transaction transfer, and pay relevant taxes and land income. 3. The buyer and the seller shall, within 30 days from the date of completing the transaction transfer formalities, apply to the real estate administrative department for registration of the transfer of house ownership, and apply to the land management department at the same level for registration of the change of land use right with the changed house ownership certificate. I would like to remind you that there are many problems in the purchase of fund-raising houses, which have a lot to do with the irregularities in the early stage of its construction. Most of the land used for building fund-raising houses is obtained through administrative allocation. Some housing units raise housing funds from individuals without obtaining land transfer contracts and government approval procedures. Some units have expanded the scope of fund-raising and the scale of building houses without authorization, resulting in long-term absence of property right certificates or no property right certificates at all, which has seriously damaged the interests of investors. In the name of raising funds to build houses, a few units engage in commercial housing development in disguise and openly take the opportunity to make huge profits. On the other hand, due to the limited funds raised by the construction of fund-raising houses, the construction units cut corners to save money and lower standards, and the construction quality is difficult to guarantee. At the same time, it is difficult to form a scale because of the small number of fund-raising houses, which makes there are not many supporting facilities, let alone community cultural construction and standardized property management. All these make the rights and interests of fund-raisers not effectively protected. In view of the above situation, Article 32 of the Measures for the Administration of Affordable Housing stipulates that "it is strictly forbidden for any unit to engage in physical distribution or commercial housing development in disguised form in the name of fund-raising and cooperative housing construction." Article 16 stipulates that "the construction unit of affordable housing is ultimately responsible for the quality of affordable housing projects it develops and builds. The construction unit shall issue a "Residential Quality Guarantee" and a "Instruction Manual" to the buyer, and bear the warranty responsibility. " Therefore, property buyers must be cautious when purchasing fund-raising houses, comprehensively consider various factors, and go through formalities according to prescribed procedures to minimize risks.