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Is the National Development Bank's housing loan reliable?

Reliable.

China Development Bank is a central financial enterprise, established in 1994, and is a policy bank directly under the State Council. In February 2008, it was reorganized into China Development Bank Corporation. From 2065438 to March 2005, the State Council clearly defined CDB as a development financial institution.

CDB mainly serves the medium and long-term development strategy of the national economy by developing medium and long-term credit and investment services. By the end of 20 15, the asset scale was 12.3 trillion yuan, and the non-performing loan ratio was lower than 1% for 43 consecutive quarters, maintaining the first-class performance in the market.

Professional rating agencies such as Moody's and Standard & Poor's have kept the sovereign ratings of CDB and China consistent for many years.