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Housing transfer process
1, apply for transfer
Both the buyer and the seller apply to the real estate transaction management department at the same time → the management department should check the relevant documents and review the property rights (eligible houses are allowed to go through the transfer procedures; If there is no property right or part of the property right has not obtained the written consent of other property rights, the application will be rejected). With complete information, it can usually be completed in one day.
2. Pay transfer taxes and fees
The composition of transfer tax is more complicated, depending on the nature of the transaction house. The seller may make the seller bear the business tax, individual tax and land income that should have been paid by the seller. Therefore, buyers should know how much tax they have paid, and they can also ask sellers to reduce prices to make up for the tax pressure.
3, the transfer of property rights transfer procedures.
After the two parties to the transaction complete the registration of property right change in the real estate transaction management department, the buyer will apply for a new property right certificate to the issuing department with the Notice of Obtaining the Property Ownership Certificate (generally within one week to one month depending on the full amount and loan method).
Matters needing attention in the transfer of second-hand housing and real estate
1. Inventory and transfer of water, electricity, gas and natural gas: The buyer and the seller shall go through the transfer procedures at the water supply company, power company, gas company or natural gas company to see if there are other arrears, such as late fees. If so, you can ask the original owner to return it.
2. Telephone, broadband and cable TV transfer: the owner needs to go to the payment office with an account opening card to go through the name change procedures and settle the arrears.
3. Transfer of property maintenance funds: Usually, the original owner will hand over the maintenance funds and buyers and sellers to the property company for renaming procedures.
4. Property renaming and expense settlement: The buyer and the seller go to the residential property company to go through the formalities of property renaming and pay the fees. Generally, the seller pays the fees in the month when the house is handed over, and the buyer pays the property fees in the next month.
5. Household registration transfer: the buyer and the seller go to the local police station to inquire about the household registration of the house. If the original owner's household registration has not been transferred, the buyer may hold the seller responsible according to the contract.
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