20 19 what taxes do I have to pay to buy a house in Nanjing?

The taxes and fees for buying a house are as follows:

1. Deed tax:

10.5% for ordinary houses below 0/44 square meters, and 90 square meters or less for ordinary houses purchased by individuals. If the houses belong to family private houses, the deed tax shall be levied at the rate of 1%, 3% for those above 144 square meters, and 4% for non-housing parts.

2. Stamp duty: 0.05%

When the contract is concluded, it will be paid directly, generally 0.05% of the total house price will be paid together with the down payment, so that the developer can uniformly handle the contract registration and real estate license.

3. Bank mortgage fees

If you apply for a mortgage loan, the second set of fees to be paid when signing the contract is the bank mortgage fee, and the charging items for commercial loans are slightly different from bank to bank.

4. Mortgage registration fee: 80 yuan/household.

5. Stamp duty on warrants: 5 yuan/household.

6. Insurance premium: property insurance premium = total house price × annual rate × service life coefficient. The insurance premium is paid in one lump sum. (The insurance premium rates are roughly: 1-5 years 0.07%, 6- 10 years 0.06%,1-15 years 0.055%, 16-20 years 0.

7. Housing maintenance fund: 2%-3% of the purchase price.

8. Property management fee

9. Ownership registration fee: 80 yuan/set.

10. Transaction costs

# Second-hand housing tax standard:

1. deed tax

2. Transaction costs

3. Production cost

4. Assessment fee

5. Mortgage cost

6. Proof of purchase

# Tax standard for buying a new house:

1. deed tax

2. stamp duty

3. overhaul fund

4. Bank mortgage fees

The above contents are for reference only, I hope I can help you. Thank you for your support. I wish you a happy purchase!