What are the platforms for Wanda's loan?

1. Bank funds Wanda Group relies more on the use of bank funds. From the analysis of Wanda's development projects, the loan types include: land mortgage loan. Development loan. Asset mortgage loan. Capital loan. Use lease mortgage loans and bank loans in different places. Wanda Group maintains good relations with domestic banks. Deep cooperation. The Financial Department of the Financial Management Department of the Central Bank also listed Wanda as a national pilot enterprise for real estate financial reform and enjoyed the "green loan" channel. You don't need to approve a single loan within 500 million yuan, you can approve it in two or three days. This kind of financial recognition and support is unique in China's real estate industry. Wanda has cooperated with Bank of China alone. China Construction Bank. China Agricultural Bank has signed the agreement of "General to General Letter of Credit". The so-called "total-to-total credit" means that commercial banks sign credit agreements with enterprises. After the signing of the agreement, enterprises will no longer need to perform the existing credit approval procedures step by step for loans in branches of commercial banks. Wanda was the first enterprise in China to try to operate mortgage loan in 2002. In 2003, the bank launched mortgage loan business with banks such as Bank of East Asia. Wanda was passive at that time. At that time, domestic banks refused to lend By the end of 2005, the four major state-owned banks had started this business. As collateral, asset appraisal is suitable for the traditional development mode, that is, project development, and the source of repayment depends on the card method. Different from lease mortgage, this mortgage can only use rent as the sole source of repayment, and the loan period is as long as five years. Ten years. Leased assets of the project. Safety assessment. The evaluation of tenants is far greater than the evaluation of assets. Wanda has made lease mortgage loans for five or six projects, and the model is basically based on the total rent. The amount of mortgage loan is about 70% of the total rent and 70% of the total investment of the project. 2. Domestic private placement has always been the darling of private placement. On the one hand, although it has not yet been listed, Wanda's business model has always been praised by the industry; On the other hand, it is because of Wang Jianlin's huge hidden assets and good government contacts. At present, there are two known private placements: ① 24% equity transfer of nine commercial properties completed with Macquarie in 2005, involving funds as high as 2.3 billion yuan. ② Cooperate with the initial public listing of A shares and CCB International to complete the private placement of shares. At the time of the initial private placement, Wanda and CCB International did not disclose the fund-raising situation, but when it was the turn of the second private placement, Wanda's private placement price was as high as 17 yuan per share. "CCB International achieved rich returns in only half a year, and the second private placement actively participated again, increasing its holdings by 1%". 3. Overseas financing channels have never given up China Real Estate Market Trust (REITS). The return period of commercial real estate investment in the form of self-owned lease is too long, which is a typical industry that precipitates funds. Therefore, it has always been the ambition of Wanda founder Wang Jianlin to operate commercial real estate through REITS. On the one hand, REITS can resolve the financial risks implied by a single bank loan, on the other hand, they can also allow private capital to share the long-term stable income brought by the development of domestic shopping centers and raise a lot of funds, which is more suitable for the long-term development of real estate projects. This is also a very desirable financing model. In terms of financing channels in the securities market and overseas financing channels, Wanda's exploration has not yet made a substantial breakthrough. After completing the private placement with Macquarie in 2005, the Hong Kong REITS prepared in 2006 finally lost, but Wanda never gave up its efforts to realize REITS. 4. Sales rebate supports cash flow. The bad result of the first-generation products being sold in shops is that Wanda has adjusted the strategy of "only renting and not selling" on the second-generation products. But this real "just rent and not sell" only lasted for a short time. In Wanda's third-generation products, the proportion of sales has increased significantly. For the sales refund part of the urban complex, Wanda has positioned itself as a "lifeline" and promoted itself to the height of "long-term development strategy support". 5. When trust financing started in 2009, the comprehensive cost of domestic trust financing was generally around 12%, which was much higher than Wanda's previous financing cost of 7%-8%. But from 20 1 1, Wanda got its hands on trust financing. Among the re-established 1 1 trust products, 10 was only established in 20 1 1 and only in 20 1 65448. In Wanda's trust products, most of them are equity trusts, and some disclose that the trust scale is 500 million-10.50 billion, and the funds raised by10 trust products * * * are about 7.8 billion yuan. Through the professional management and diversified investment portfolio of trust companies, the risk of Wanda Group's real estate investment has been effectively reduced and a high return on investment has been achieved. 6. Specialized Bank Funding Channels The Financial Department of the Central Bank's Financial Management Department listed Wanda as a national pilot enterprise for real estate financial reform, and only two of all real estate enterprises in the country have this honor. The head offices of three of the four major state-owned banks have given Wanda huge credit lines. China Industrial and Commercial Bank China Bank Head Office. China Agricultural Bank signed a bank-enterprise agreement with Wanda. As a pilot enterprise of national real estate financial reform, the actual effect of the support given by the highest authority of financial management is very remarkable, and loans can be made in different places without geographical restrictions. At the same time, the pilot enterprises also have a specially authorized "green channel", and a single loan can be approved within 500 million days without approval. This kind of financial approval and support is unique in the domestic real estate industry. 7. Vigorously develop asset mortgage loans and lease mortgage loans. Asset mortgage loan is an obvious phenomenon in Wanda's completed projects. For example, Beijing CBD Wanda and Shijingshan Wanda both use mortgage loans to revitalize their funds.

Excerpted from 123 library (123tsg.com)

What loan products does Wanda Pratt & Whitney have?

As a inclusive finance brand under Wanda Group, Wanda Pratt & Whitney has developed many credit loans and staged service products. At the same time, from the user's point of view, its credit products basically have the characteristics of "pure credit, unsecured and online application", including Wane loan, Kuaiyihua loan and Wanda loan. For details, please contact Wanda Pratt & Whitney Customer Service.

What are the financial loan companies in Kunming Wanda?

Wanda Loan, Quick Loan, Kuaiyihua, Wanda Pratt & Whitney

Wanda's financial companies have also launched a variety of products, mainly Wanda Loan, Kuaili Loan, Kuaiyihua and Wanda Pratt & Whitney. Their loan conditions, the use of funds, and the audit process are very different.

Kunming, which enjoys the reputation of "Spring City", is the capital of Yunnan Province, the political, economic, cultural, scientific, technological and transportation center of Yunnan Province, an important central city, tourist and commercial city in the western region, and an important hub city for China to open to Southeast Asia, South Asia and ASEAN. Located in the middle of Yunnan-Guizhou Plateau, Kunming is the core circle of urban agglomeration in central Yunnan, the center of five-hour aviation circle in Asia, and one of the first-class logistics parks in China. Kunming is a mountainous landform. The terrain is generally high in the north and low in the south, with many caves and karst landforms. There are Shilin bazi in karst basin. It belongs to the mountain monsoon climate of the northern subtropical low latitude plateau. The annual average temperature 16.5℃, the annual average rainfall 1450 mm, the frost-free period of 278 days, and the climate is pleasant. Kunming is beautiful and charming. It is surrounded by mountains on three sides and Dianchi Lake in the south. Lakes and mountains are natural and interesting. Dianchi Lake is the largest plateau lake in Yunnan Province and the sixth largest freshwater lake in China, with beautiful scenery on both sides. Because it is located in the low-latitude plateau, it has a climate of "four seasons like spring". In particular, Dianchi Lake, a plateau lake, is adjusting its temperature and humidity, making the air here fresh, the sky is high and the clouds are light, the sun is shining, and flowers are always blooming. Kunming's open fashion has concentrated Yunnan's geographical advantages. From the "Southern Silk Road" more than 2,000 years ago to the open Kunming, it has always been a land hub for economic and trade exchanges and political exchanges between countries in East Asia, Indochina Peninsula and South Asia subcontinent. "China Kunming Export Commodities Fair", "china international travel mart" and "China Kunming International Tourism Festival" make Kunming one of the major exhibition cities in China.

What are the same loan software as Wanda Pratt & Whitney? These are all safe.

Some friends think that the loan software like Wanda Pratt & Whitney is very good and want to know some software similar to Wanda Pratt & Whitney. So what are the loan softwares like Wanda Pratt & Whitney? Recommend several loan platforms similar to Wanda Pratt & Whitney. The following information is sorted out for your reference.

Meituan

Meituan is a software similar to Wanda Pratt & Whitney, which can provide credit loans for everyone. I believe this will surprise many friends. The living expenses in Meituan can provide you with a loan of up to 200,000 yuan, and also support online overdraft consumption.

Yirendai

Pleasant loan is a loan software owned by CreditEase, a well-known financial enterprise, which can provide pure credit loans for everyone. There are three loan models, and the maximum credit line can reach 200,000 yuan. Everyone can apply for provident fund, salary flow and credit card.

Jinshan loan

Jinshan loan is similar to Wanda Pratt & Whitney, and it is a loan for large companies. Jinshan Loan can provide you with a loan of up to 200,000 yuan, and the daily interest rate is as low as 1 1,000 yuan in 0.2 yuan, which supports installment consumption in various scenarios.

360 IOUs

360 IOU is a software similar to Wanda Pratt & Whitney, which was launched by Qihoo 360, a well-known Internet security company. 360 IOUs can be personal loans or small and micro enterprise loans, and the daily interest rate is as low as 0.027%.

YY credit and loan

YY Credit is a loan software under the well-known live broadcast platform YY, which can provide you with relatively safe online loans. YY credit has a maximum loan amount of 200,000 yuan, the daily interest rate is as low as 0.03%, and interest-free coupons are also available.

The above software is similar to Wanda Pratt & Whitney, and the loan security is relatively high.

How long is the audit of 10 thousand e loan? Wanda Pratt & Whitney official has a clear answer!

Wane loan is a pure credit loan for mobile phones under Wanda Pratt & Whitney. It is a company with a formal network access license, so it is absolutely formal and reliable. The registered amount of the platform is as high as 654.38+0 billion yuan. If you want to apply for a product with convenient payment and simple process, Wan E loan is a good choice. So how long does it take to review the e-loan? Let's get to know each other today.

1 .10,000 e-loan. How many days will it be reviewed?

Since Wandai is a credit loan, you can enter the review process as long as you submit your basic personal information and complete your identity authentication. According to the official customer service, the Wane loan will take 3 minutes at the earliest and be approved within 24 hours at the latest.

Therefore, the audit time: 3 minutes to 24 hours. If you don't see the audit results within 24 hours, you can contact the manual customer service directly.

Wanda puhui customer service

Phone:, find the manual customer service according to the voice prompt.

Web Customer Service: official website clicks the floating box on the right to enter the manual customer service.

Working hours: 8: 30- 17: 30 every day.

Second, user feedback.

The vast majority of users said that they can pass the audit within half an hour, and there are very few telephone audits.

There are several secrets to pass the audit quickly.

1, sesame. In addition to authenticating identity information, Wane loan also needs face recognition and sesame score. The higher the score, the better. If Alipay has a negative record, it is likely to refuse.

2. Wanda Loan and Wanda Loan are two different products. Wanda Loan has a high threshold for application and will check the credit information; Wan e loan mainly depends on sesame points and turnover lines. If you have borrowed from Wane before, the approval rate of borrowing after repayment on time is extremely high.

To sum up, the approval speed of Wan E loan is very fast, and the results will be available on the same day. However, approval may be required when withdrawing the amount. From the feedback of users, it only takes one hour to approve the account, and friends who are in urgent need of money can try.