Can Yanjiao second-hand housing transactions be directly mortgaged?

At present, many areas do not support mortgage loans! In the sale of second-hand houses, we should pay attention to the following points:

1, whether the house formalities are complete (check the property ownership certificate, land certificate and deed tax certificate in some areas);

2. Whether the property right is clear and uncontroversial (whether there is mortgage, seizure, divorce, inheritance and ownership);

3. Whether the transaction house is rented (note: the sale does not break the lease);

4. Whether the land situation is clear (whether there is land mortgage, seizure, etc.). );

5, whether the municipal planning (whether in the red line of demolition);

6. Is the house legal (don't build it illegally, etc.). , and can not handle the transfer);

7, whether the unit housing infringement (welfare housing distribution, etc.). );

8. Whether it is in arrears with the cost of water, electricity and heating property, the household registration in the property must be moved (especially in the school district);

9. Whether the intermediary company violates the rules (choose the regular brand intermediary of the national chain to avoid the black-hearted intermediary from eating the price difference, etc.). );

10, whether the contract is clear (liability for breach of contract).

If we can pay attention to the above points, it will be very fair, safe and reasonable for both parties to the transaction!