Is it better to buy an apartment or a house if you invest?

This apartment is very good for the following reasons:

1, low investment threshold. For ordinary people, especially white-collar workers and wage earners, the word investment always makes people feel far away. You can only invest after you feel that you have certain economic strength. Most white-collar workers and working-class people choose to keep their money in the bank, which will shrink with inflation. ?

However, the emergence of apartments completely broke this situation. The total area is small, the total price is low, and the investment threshold is low, so that ordinary people also have the right to invest, and the investment is controllable and the return can be expected, which is constantly sought after and favored by more and more people. ?

2. Stable income. Generally speaking, the advantages of apartments are low total price and convenient management. At the same time, tenants have a wide radiation range and powerful spatial functions, which is a relatively stable investment choice. ?

3. Strong policy, because the apartment is an intermediate product between commercial and residential areas and is not affected by the policy of restricting purchases and loans. The state is increasingly supporting small and micro enterprises and mass entrepreneurship, and more start-ups will emerge in the future, and all-round apartments will become the first choice for some small and medium-sized companies. ?

4. The product has complete functions, and the all-round apartment integrates residential, commercial and office functions to meet different market demands. You can have a family-style living layout and a writing office at the same time. ?

Extended data:

Disadvantages of residential investment:?

1. For serviced apartments, the provident fund is useless, and the down payment needs to reach 50%, while ordinary houses can use provident fund loans. Although the hotel-style apartment is small in area and low in total price, if you need to buy a house, you can't borrow the full amount from the provident fund but only commercial loans, and the down payment must be as high as 50%. This undoubtedly violates the original intention of buying a serviced apartment, and the result is that it looks cheap, but in fact it is more stressful.

2. Insufficient lighting in the walkway is likely to cause potential safety hazards, and the apartment type of ordinary houses is relatively bright. Due to the limitation of point-type high-rise buildings, those converted small-sized hotel-style apartments often have a long corridor with residents lined up on both sides or elevators in the middle.

Surrounded by a circle of small apartments, the whole floor forms a through plane layout, and this layout often makes the walkway have no natural lighting or insufficient lighting, so it lacks spatial recognition and orientation. Once a fire breaks out, it is difficult to evacuate. ?

3. Moreover, the pattern of dozens of households is not like one staircase with two households or two staircases with three households. It is difficult for strangers to break into houses and be discovered at once. These defects obviously have potential safety hazards, and once such property is exposed in future use, its value-preserving function will be greatly reduced. The necessity of integration is self-evident.