Changchun issued 20 measures to deal with the epidemic and promote the stable development of the real estate market.

China Securities Network News (Reporter Song Weidong) In order to effectively cope with the impact of the epidemic, promote the stable development and virtuous circle of the real estate market, alleviate the adverse impact of the epidemic on the real estate market in our city, help real estate enterprises get out of trouble, and meet the rigid and improved housing needs of the masses, the General Office of the Changchun Municipal People's Government recently issued a number of measures to prevent and resolve hidden dangers of real estate risks and promote the stable development and virtuous circle of the real estate market.

The above measures include 20 policies in five aspects. Among them, the "green channel" supports the policy requirements, and helps enterprises to resume work quickly by implementing three measures: "separation of management and payment", establishing a "green channel" for project start-up, and allowing industrial park projects to handle split sales and real estate registration.

Adjust the credit policy, and encourage commercial banks to increase their support for real estate enterprises through seven policies: reducing the down payment ratio of loans, reducing the personal housing consumption burden, giving policy support to the postponement of provident fund and the extension of bank loans, continuing to implement the flexible housing provident fund portfolio loan model, increasing financial support for real estate enterprises, increasing financing support for construction enterprises, and continuing to implement the housing subsidy policy.

According to this policy, before 65438+February 3, 20221,if employees apply for provident fund personal housing loans for the first time, the minimum down payment ratio shall not be less than 20%; For the second application for provident fund personal housing loan, the down payment ratio shall not be less than 30%. Support Changchun Housing Provident Fund Management Center and commercial banks to moderately increase the issuance of personal housing mortgage loans, and encourage commercial banks to provide more favorable personal housing loan interest rates for households in accordance with the principles of legal compliance, controllable risks and sustainable business. For families who own/kloc-0 apartments and have settled their housing loans, if they apply for loans to buy houses again to improve their living conditions, banking financial institutions will implement the first home loan policy. If you apply for housing provident fund personal housing loan for the second time before 65438+February 3 1 in 2022, the loan interest rate is the first housing provident fund personal housing loan interest rate in the same period.

In alleviating the financial pressure of enterprises, five measures are taken to help enterprises reduce operating costs, revitalize fixed assets and alleviate the financial pressure, such as supporting tax relief, adjusting the supervision policy of commercial housing pre-sale funds, revitalizing basement and parking space assets, adjusting mortgage registration restrictions, and continuing to suspend batch withholding of property maintenance funds.

In promoting market transactions, through holding online housing fairs, we will speed up the construction of public service facilities, protect the legitimate rights and interests of all parties, let consumers feel at ease in buying houses and promote housing transactions.

In strengthening market supervision, it is necessary to standardize the real estate market order, timely and accurately interpret policies and situations, rectify the chaos of network communication, and create a good market public opinion atmosphere by strengthening market supervision and strengthening the guidance of network public opinion.