In which bank can Taiwan Province people apply for a credit card?

I want to go to Taiwan Province Province. What currency is more convenient for me to use there? Can I use a VISA credit card?

NewTaiwanDollar(TWD, commonly known as NT), paper money: 2000 (less circulation),1000,500,200 (less circulation),100; Coins: 50,20 (less in circulation), 1 0,5,1. The exchange rate is about 1: 4.97, and some banks in Taiwan Province Province can directly exchange RMB and NT. But not all banks can exchange money, so it is more convenient to bring Hong Kong dollars or US dollars. And now there is a window at the airport to exchange RMB for new Taiwan dollars, which is very convenient; Now all 7- 1 1 convenience stores in Taiwan Province Province have UnionPay cards, which can be used to withdraw cash directly (take NT dollars).

Credit cards can be used in general shopping malls in Taiwan Province Province, and tourists need to use VISA and MasterCard dual-currency credit cards for spending. However, VISA should pay attention to two points: first, in many places in Taiwan Province Province, people who spend less than NT$ 1000 cannot swipe their cards; second, the overseas credit card processing fee is very high. At present, there are 18 banks in Taiwan Province that have launched UnionPay cards, which are basically international banks in Taiwan Province Province, such as Fubon Bank. Therefore, it is recommended that UnionPay cards withdraw money.

I wonder if the landlord is traveling with a group or alone. If he travels alone, he will choose more and have more fun. The free travel in Taiwan Province Province may be opened in July. Now CYTS Travel Network has an activity of "Online Queueing to Taiwan Province Province", you can go and have a look.

What credit card do you apply for in Taiwan Province Province?

What kind of credit card should I apply for in Taiwan Province Province? Or a bank card

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1. Credit cards can be used in large shops and restaurants in Taiwan Province Province, but they are not accepted in ordinary restaurants and small shops, and cash must be paid. Generally speaking, the probability of using cash is greater than that of using a card. If you just go to a high-end place, it is another matter.

2.VISA and MasterCard MasterCard are the most commonly used credit cards in Taiwan Province Province, but JCB, AE, DinersClub and UnionPay cards are not accepted in many places.

3. In addition to dual-currency credit cards, CCB also has Ledangjia Platinum Cards from UnionPay and MasterCard, which can be used overseas. Ledangjia Platinum Card itself is a UnionPay card and will not be overdrawn. Family members deposit money in their accounts in Chinese mainland, which is very convenient for overseas use. Credit cards can also be cashed out at ATM, but no matter what kind of mainland card is used, it should be noted that it is first consumed in Taiwan dollars, then converted into US dollars, and then converted into RMB. The handling fee for the two exchange differences is definitely higher.

4. All major banks in Taiwan Province Province can exchange RMB cash into NT dollars. If the new Taiwan dollar is not used up, you can exchange the original exchange memo for the cash amount of RMB.

5. If you stay in Taiwan Province Province for a long time, you can buy traveler's checks in US dollars, which is safer, the amount you can bring is higher, and the exchange rate for exchanging Taiwan dollars in the bank is better.

The consumer price in Taiwan Province Province is relatively high, and a box lunch is nearly 15 yuan, so we should pay attention to it when considering it.

What credit cards can I get in Taiwan Province Province?

Taiwan Province Province accepts almost all credit cards, but it will bear the transaction costs. If possible, try to use UnionPay cards, which can be used in many stores such as RT Mart and Watsons. There is no handling fee.

Do I need a credit card to travel to Taiwan Province Province?

As long as you have the UnionPay logo, you can use it in most areas if you choose to travel with a group. Settlement will be made on the same day at the exchange rate between Taiwan dollar and RMB. It is still beneficial to suggest getting a credit card. Pos machines with VISA and MASTER can swipe their cards.

What card should I use to be an accountant in Taiwan Province Province? It's OK to use UnionPay, but is it convenient? Or MasterCard or something, please elaborate. Thank you.

General credit cards are MasterCard and UnionPay, Visa and UnionPay. When going abroad, you must remember to pay by UnionPay ~ There are too many places abroad where you can pay by UnionPay ~ Please remind the waiter ~ Sometimes you don't say that they will bring MasterCard for you ~ If you bring MasterCard and visa, you have to change the local currency into US dollars and then RMB when you return home, so it is not cost-effective to pay back the money ~ After giving the card to the cashier, you must emphasize "paying by UnionPay" ~ In Taiwan Province Province, Hong Kong and South Korea, I have been regarded as an idiot.

What kind of credit card is more cost-effective for traveling to Taiwan Province Province?

Minsheng Bank credit card has the activity of traveling to Bao Dao, and credit card registration can also be enjoyed, and 5,000 lottery tickets can be returned directly.

What credit card should I use to travel to Taiwan Province Province?

UnionPay, VISA, JCB, American Express, Citi Diners, anything.

Mainly depends on whether there is a preferential settlement method. These banks are different.

Two days ago, I found that mainland credit cards actually charge an annual fee, or 1 ~ 200 1 year. Scared me to death ~ this is amazing.

What bank card or credit card is better for studying in Taiwan Province Province?

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1. Credit cards can be used in large shops and restaurants in Taiwan Province Province, but they are not accepted in ordinary restaurants and small shops, and cash must be paid. Generally speaking, the probability of using cash is greater than that of using a card. If you just go to a high-end place, it is another matter.

2.VISA and MasterCard MasterCard are the most commonly used credit cards in Taiwan Province Province, but JCB, AE, DinersClub and UnionPay cards are not accepted in many places.

3. In addition to dual-currency credit cards, CCB also has Ledangjia Platinum Cards from UnionPay and MasterCard, which can be used overseas. Ledangjia Platinum Card itself is a UnionPay card and will not be overdrawn. Family members deposit money in their accounts in Chinese mainland, which is very convenient for overseas use. Credit cards can also be cashed out at ATM, but no matter what kind of mainland card is used, it should be noted that it is first consumed in Taiwan dollars, then converted into US dollars, and then converted into RMB. The handling fee for the two exchange differences is definitely higher.

4. All major banks in Taiwan Province Province can exchange RMB cash into NT dollars. If the new Taiwan dollar is not used up, you can exchange the original exchange memo for the cash amount of RMB.

5. If you stay in Taiwan Province Province for a long time, you can buy traveler's checks in US dollars, which is safer, the amount you can bring is higher, and the exchange rate for exchanging Taiwan dollars in the bank is better.

The consumer price in Taiwan Province Province is relatively high, and a box lunch is nearly 15 yuan, so we should pay attention to it when considering it.

How to use UnionPay credit card for mainland tourists visiting Taiwan Province Province?

Mainland tourists who travel to Taiwan Province Province can use UnionPay credit cards directly.

Brief introduction of unionpay card:

1. By type: it can be divided into debit card and credit card.

debit card

Debit card refers to a bank card in which the cardholder deposits in the issuing bank first and then makes a transaction. Debit cards are easy to carry, and it is very convenient to deposit and withdraw money at the bank counter or operate at ATM. You can also earn interest by saving with a debit card.

credit card

Credit card refers to the bank card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay. The difference between a debit card and a credit card is that the 3-digit CVV code is printed on the signature strip on the back of the credit card.

Two. UnionPay cards can be used in overseas 140 countries and regions.

At present, the UnionPay card acceptance network has been extended to overseas1more than 40 countries and regions. UnionPay cards can be used in places frequented by Chinese people, while salary cards and savings cards can be used directly overseas.

Third, free of currency conversion fees, convenient and affordable.

UnionPay cards are exempt from currency conversion fees for overseas use, and UnionPay specifically exempts cardholders from currency conversion fees which account for 1-2% of the total credit card amount, saving 1 10,000 yuan to 200 yuan. Remember to choose UnionPay card or UnionPay network overseas.

Can people from Taiwan Province Province apply for credit cards/visas in the four major banks in China? What information does each bank need to provide? Please list in detail.

Overseas personnel who meet the following conditions can apply for a card.

1. Identification document:

Accept 18-65-year-old people's main card application and 16-year-old people's auxiliary card application.

Hong Kong, Macao and Taiwan personnel, need to provide "Hong Kong and Macao residents to and from the mainland pass" or "Hong Kong and Macao compatriots home visit permit" or "mainland travel permit for taiwan residents" copy.

2. Proof of permanent residence address (you can choose any of the following)

Copy of household registration card (book)

The latest three bills of water, electricity and gas.

The last three fixed telephone charges

Certificate of collective dormitory issued by the unit

Housing lease contract (agreement)

Proof of own property

Payment document of residential property management fee

Address certificate issued by the street

Credit card monthly statement in the last two issues or personal income tax payment certificate in the last three months.

Other documents that can prove that he has a fixed residence.

3 financial documents (you can choose any of the following)

Official payroll or income certificate for the last three months issued by government agencies and institutions (company seal or department seal is required)

Copy of bank payroll passbook/bill (which should show the salary entry information of the last three months)

Copy of personal income tax payment certificate for the last three months

Copy of social insurance withholding certificate

Overprint of proprietary title certificate

Copy of bank time deposit and current deposit slip/passbook.

Is there anything wrong with my credit card in Taiwan bank if I can't get it back?

Are you from Taiwan Province Province?

If the bank credit card holder has not paid yet

There will be a revolving interest rate, which is very high.

Will sue for seizure of assets

You can also sell your creditor's rights and collect debts from debt collection companies.

How to use UnionPay credit card for mainland tourists visiting Taiwan Province Province?

Mainland tourists who travel to Taiwan Province Province can use UnionPay credit cards directly.

Brief introduction of unionpay card:

1. By type: it can be divided into debit card and credit card.

debit card

Debit card refers to a bank card in which the cardholder deposits in the issuing bank first and then makes a transaction. Debit cards are easy to carry, and it is very convenient to deposit and withdraw money at the bank counter or operate at ATM. You can also earn interest by saving with a debit card.

credit card

Credit card refers to the bank card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay. The difference between a debit card and a credit card is that the 3-digit CVV code is printed on the signature strip on the back of the credit card.

Two. UnionPay cards can be used in overseas 140 countries and regions.

At present, the UnionPay card acceptance network has been extended to overseas1more than 40 countries and regions. UnionPay cards can be used in places frequented by Chinese people, while salary cards and savings cards can be used directly overseas.

Third, free of currency conversion fees, convenient and affordable.

UnionPay cards are exempt from currency conversion fees for overseas use, and UnionPay specifically exempts cardholders from currency conversion fees which account for 1-2% of the total credit card amount, saving 1 10,000 yuan to 200 yuan. Remember to choose UnionPay card or UnionPay network overseas.

What card does Taiwan Province Province run Huaxia Bank?

Taiwan Province Province can only handle Huaxia Bank's debit card. Moreover, the handling fee of this debit card at the bank ATM is inevitable, and a certain handling fee will be charged for withdrawing cash with Huaxia Bank's card.

What credit cards can I get in Taiwan Province Province?

Our all-currency credit card has the following characteristics: 1. Travel around the world, swipe your card without worry, free of currency exchange fees. 2. Automatic purchase of foreign exchange and repayment in RMB. 3. High travel insurance gifts. 4. Free annual fee with no additional conditions. 5. This card only supports VISA offline transactions, and is recommended for overseas travel and online shopping users. If it is mainly used in China, it is recommended to apply for other credit card products of China Merchants Bank. 6. All-currency international credit cards do not support UnionPay channel repayment for the time being (including UnionPay fixed-line terminals, counter connection, credit payment through Lacarra and UnionPay ATM transfer, etc.). ).

Due to different personal preferences, I suggest you choose according to your own preferences. If you need to know the details of the credit cards currently launched by China Merchants Bank, please log on to the credit card website, click "Credit Card Application" and select the card you are interested in.

What bank card is the best for traveling to Taiwan Province Province?

What bank card is the best for traveling to Taiwan Province Province?

The simplest answer is that there is no charge for UnionPay cards in mainland China! In other words, the issuing bank does not charge UnionPay cards for overseas withdrawals and transaction fees!

UnionPay cards can be directly withdrawn from ATMs in Taiwan Province Province as long as they are cash machines with UnionPay logo. Banks in Taiwan Province Province don't charge, so as long as your issuing bank doesn't charge, it doesn't charge. In Taiwan Province Province, UnionPay cards are directly used to pay for consumption, and banks in Taiwan Province Province do not charge fees.

Most hotels, restaurants, department stores and so on. Credit cards are accepted in Taiwan Province Province. Whether it is Visa, MasterCard, American Express or UnionPay, credit cards have certain fees such as payment or exchange rate conversion. Please check with the issuing bank yourself.

Weibo @ Taiwan Province Free Travel has compiled very detailed instructions on how to exchange foreign exchange, withdraw cash by credit card and provide credit card in Taiwan Province Province, which is very worthy of reference for friends who come to Taiwan Province.

For short-term travel to Taiwan, or for communication, communication and business, a good UnionPay card can also save some expenses.

In addition, the exchange rate of UnionPay is conscience, almost better than most banks. Therefore, using UnionPay has multiple benefits.

The following are the instructions for changing money, using money and swiping a card when coming to Taiwan:

1. Change RMB cash into Taiwan dollars.

1) Bank of Taiwan, Zhaofeng Bank, etc. exchange RMB into NT dollars at the counters of Taoyuan, Songshan and Kaohsiung Xiaogang airports: the handling fee is NT 30 yuan. Exchange of NT$ into RMB: the handling fee is NT$ 100. There are nearly 1 00 bank counters in Taoyuan Airport1Terminal 2 for changing money before entry, baggage claim area and after exit.

2) Chunghwa Post (Postal Savings Department) exchanges RMB for NT: no handling fee.

3) The limit for bringing cash in and out of Taiwan Province Province is 20,000 RMB per person. If the excess is declared, it can be stored in the customs and taken away when leaving. If you don't declare it, you will be confiscated if you find it.

There are many banks in the city that can exchange money. At present, there are 4 1 banks (including 2825 branches) that can convert RMB into NT, and there are 140 foreign currency exchange institutions, such as Bank of Taiwan, Cooperative Treasury Commercial Bank, Taiwan Land Bank, China Trust Commercial Bank, Yuanda Commercial Bank, Guotai Shihua Commercial Bank and Zhaofeng International Commercial Bank.

These banks don't charge fees for changing money, but mainland tourists must show relevant identity documents, such as entry and exit certificates, or relatives' residence permits or long-term residence permits. Please prepare all the documents when changing money at the bank. Some banks will also show their Datong cards or passports (Taiwan Province Province often needs double cards).

5) Other places where RMB can be exchanged for NT dollars: Kaohsiung Dream Times Department Store, Taipei 10 1 Building and other department stores.

2. Direct withdrawal of Taiwan dollars with UnionPay debit card.

ATM machines in Taiwan Province Province use bank cards (not credit cards) to withdraw cash directly, which is higher than the exchange rate for cash.

1) At present, more than 80% of the ATMs in 16 100 in Taiwan Province Province have the UnionPay logo, which is located in the ATMs frequented by mainland tourists such as the Forbidden City in Taipei, Taipei 10 1, Sun Moon Lake, Alishan and Taroko, 7-Elee. UnionPay card withdraws NT (RMB is deducted from your account). If you can't find the ATM, you can go to convenience stores such as 7- 1 1, family or post office. ATMs with UnionPay logo. Most mainland cards used in ATMs in Taiwan Province Province can only charge NT$ 20,000 at a time. The latest requirement of the mainland foreign exchange administration is that the daily withdrawal of UnionPay RMB cards in China should not exceed the equivalent RMB 10000 yuan per card.

2) More than 6,000 merchants in Taiwan Province Province can use UnionPay cards in Chinese mainland, especially in shopping places such as department stores. You can rest assured. But some street shops and night markets still need cash. The consumption pattern that can be considered is: small things are bought in Taiwan dollars, and large consumption is directly swiped (credit card or UnionPay card), so you don't need to carry a lot of cash with you or always find a place to change money.

Information such as overseas withdrawal fees of mainland bank cards (not the most comprehensive and immediate, friends should check for themselves before leaving)

Tip:

1. The mainland administration of foreign exchange has issued new requirements: 20 16, and the overseas cash withdrawal of UnionPay cards is 65,438+10,000 yuan per year, and there is no limit for overseas credit cards.

2. As credit card withdrawal requires overdraft interest, it is recommended that cardholders use UnionPay debit card (savings card) for overseas cash withdrawal.

Third, UnionPay debit card consumption strategy

Don't forget to bring UnionPay cards when you go to Taiwan Province Province (at the beginning of 62, the card says "UnionPay", the same below). In Taiwan Province Province, UnionPay cards can be used by tens of thousands of merchants, and there are often preferential activities.

There is no need to pay currency conversion fee when using UnionPay debit card or spending or withdrawing money through UnionPay network abroad. The transaction amount of Chinese mainland UnionPay card in Taiwan Province Province will be directly converted into RMB at the market exchange rate, which will be immediately credited to the cardholder's RMB account by the issuing bank. You don't need to apply for a new card. All bank cards with UnionPay logo can be used in Taiwan Province Province.

UnionPay opened in August 2009.

Local service hotline: 00801-863-287/00-800-95516 (mobile phone only).

Consumption and use scope of POS credit card

All merchants with UnionPay logo can accept UnionPay cards. A small number of merchants can not post the "UnionPay" logo, and cardholders can take the initiative to show UnionPay cards and ask cashiers whether they can use them.

Merchant characteristics

At present, more than 70% merchants in Taiwan Province Province can accept UnionPay cards and become special merchants of UnionPay cards. UnionPay cards can be accepted in major department stores, restaurants, hotels, local specialty stores, airport duty-free shops, high-speed rail, Taiwan Railway and taxis in Taiwan Province Province.

Accepted card types

UnionPay credit card (beginning with "62" and printed with "UnionPay" logo on the card surface)

Debit cards with UnionPay logo, including salary cards, savings cards and wealth management cards.

skill

If you use a dual identification card, it is suggested that the cardholder take the initiative to ask the cashier to choose the UnionPay network to ensure that they can enjoy the benefits of the UnionPay network. As credit cards have a certain consumption limit, it is recommended to use UnionPay debit card for large consumption, and debit card consumption is only limited by account balance. Special reminder: For self-protection, the consumption ceiling set by the cardholder or the issuing bank may affect the consumption ceiling. Please contact the issuing bank for settlement.

correlative charges

Cardholders don't have to pay handling fees when spending UnionPay cards at merchants.

Fourth, credit card consumption strategy.

1. Most department stores, shops, hotels, restaurants and high-speed trains in Taiwan Province Province accept credit cards. Credit cards are recognized as international credit cards such as UnionPay, Visa/MasterCard/American Express, regardless of the issuing bank. As long as these marks are on the card, they can be used.

2. credit card preparation: before leaving the country, please call the bank hotline and report the place you want to go and the time of your stay. If possible, it is best to leave your contact information, or pay attention to the reserved mailbox of the bank at any time. For overseas credit cards, please try to shop in regular large merchants and don't let the credit card leave your sight. You must sign on the back of the credit card for your own use and don't lend it out. When you can surf the Internet, please check whether there is abnormal consumption on the credit card bill through online banking.

Do you pay your credit card in dollars overseas? Taiwan dollars? Renminbi? Every bank has different rules? How much is the service charge? How about the exchange rate? You have to ask your card-issuing bank first.

Conclusion: Credit card is a good tool for high consumption and hotel reservation. Friends with credit cards can bring credit cards when they come to Taiwan Province.

So much for the introduction of what credit card to use in Taiwan Province Province.