What debt collection methods are not illegal?

First, the conditions required for debt collection

First, there must be documents that can prove the existence of the debt relationship. Generally speaking, such as IOUs, transaction terms in contracts, delivery notes, receipts, bank records, etc. It can be used as evidence to prove the existence of debt relationship.

Second, there must be clear information about the debtor. At present, the division and merger between companies are very common. Many companies change their names and residences by means of division or merger, so that the original creditors can't find themselves and evade their debts.

Third, there should be an enforceable list of debtor's property. Many debtors often use the excuse that they have no money to pay their debts, but in fact many debtors hide their property.

Fourth, we should pay attention to the limitation of action. According to the current laws of our country, the limitation of action for general civil rights is two years, counting from the time when you know or should know that your rights have been violated. As far as the debt problem is concerned, it is two years from the time when the debt expires and the other party refuses to pay.

Second, how to use credentials to collect debts

The first type: sign a repayment agreement with the other party.

If the other party does not deny it, but only delays repayment under various excuses, then a repayment agreement can be signed with it. In this repayment agreement, attention should be paid to the specific way and time limit of repayment, and it can also be agreed with the other party. If it fails to perform at maturity, it can apply to the court for compulsory execution of the debtor's property. This deferred payment agreement must be notarized by the notary office in advance.

The second type: ask for pre-litigation preservation before filing a lawsuit.

The so-called pre-litigation preservation means to apply to the court for sealing up and freezing the other party's property before filing a lawsuit, so as to ensure that the obligee can get back the money or property in time after winning the case. However, the disadvantage of this method is that the materials needed to apply for preservation are complicated, and clear and effective proof of debt relationship is needed, and relevant materials of the other party's property are provided as much as possible. The applicant must also provide a preservation guarantee in advance.