Will the car be hit by falling objects?

You never know where surprises and surprises are waiting for you. For example, many car owners found that their cars were hit by falling objects for no reason. What should they do in this situation? Will the insurance company pay for it? Let's take a look at the relevant answer of whether the insurance company claims compensation when the car is hit by a falling object.

Will the car be hit by falling objects?

The insurance company will compensate, but before that, the insurance company will let the owner find the source of the falling object first. If it is man-made, the main responsibility is throwing objects at high altitude. After negotiation, the insurance company will provide some compensation for the loss of the owner, which is about 30%. If the perpetrator is not found or is not caused by human factors, the insurance company will pay compensation, but not all, only 70% at most, and the remaining 30% needs the owner to take care of himself or claim for property.

Not all accidents will be paid, such as earthquakes, wars, nuclear explosions, etc., which are not within the scope of claims, and these are also clearly stipulated in the policy terms. Note: the car lamp and rearview mirror glass cannot be compensated if they are insured separately for glass damage and car damage, so it is necessary to insure separately for car lamp damage and car mirror damage. When you take out auto insurance, you must find out the coverage, otherwise you won't get compensation for the insurance you bought.

How to judge who is responsible for falling objects from high altitude?

The victim of 1 only needs to prove that he was passing by and was injured by a falling object upstairs, so he has completed his own proof. All that's left is for Gai Lou owners to prove that they didn't throw anything. If no evidence is provided or the actual parabolic object is not found, the corridor owner shall be liable for compensation. This is responsible for the person who was smashed. Because it is impossible for the smashed person to provide evidence to prove that an owner threw a parabolic object, it is unrealistic to ask the smashed person to provide evidence, so the inversion of evidence is applicable.

If the house is rented, both the landlord and the tenant will be compensated. The lessee is the actual resident of the house and is directly responsible for the safety of the house. It can predict and prevent glass aging without timely handling or notifying the landlord. As the owner of the house, the landlord needs to bear the corresponding supervision obligations. In case of non-performance, the owner or manager shall be liable for compensation.

The above is the answer to the insurance compensation for the car being hit by a falling object. I hope I can help you. The most critical premise of insurance company's claim is that the owner has bought auto insurance, and it is commercial insurance. If you only buy compulsory insurance but not commercial insurance, then the insurance company has no obligation to pay compensation in this case.