Property management liability insurance product design has obvious advantages.

For a long time, elevator failures and vehicle theft have occurred from time to time, which has brought great losses to residents. To this end, insurance companies have introduced property management liability insurance. At present, 40% of communities in Jinan are insured with property management liability insurance.

20 13, handling more than 500 cases.

Recently, a property service enterprise in Jinan failed to correctly adjust the pressure of the warm pipe during the pressure test before heating, resulting in the pipe bursting under high pressure. Nine owners' indoor belongings on the floor where the pipeline is located were all soaked by overflowing water, and nine owners collectively claimed compensation from the property service enterprise. The property immediately reported the accident to Jiang Tai's broker, and soon the property service enterprise obtained the corresponding loss compensation. There are many such examples. Cai Jiyang, assistant general manager of Jiang Tai brokerage company, said: "Last year, in Jin 'an alone, Jiang Tai brokers handled more than 500 cases related to property management liability insurance, effectively alleviating the pressure of property management and improving the protection of property and personal rights and interests of owners."

It is understood that Jinan property companies are mixed, with great differences in strength and uneven insurance awareness. This has certain restrictions on the promotion of property management insurance, but even so, property management insurance has gained more and more recognition in Jinan market. According to the data, at the beginning of Jiang Tai property management insurance project in 20 1 1, only more than ten property companies chose this type of insurance. By the end of 20 13, more than 60 property service enterprises had participated in the unified insurance project, covering more than 400 property projects in the province (including residential quarters, office buildings, shopping malls, parks, schools, hospitals, commercial streets, etc. ), more than 5,000 employees in the industry have joined the personal insurance.

The product design has obvious advantages.

The successful promotion of property management liability insurance is inseparable from the design advantages of products. According to Cai Jiyang, as early as 2006, there were companies selling property management insurance in the market, but because the product design was divorced from the actual demand, it gradually withdrew from the market stage.

The design and promotion of property management liability insurance in Jiang Tai began on 20 1 1. Compared with the single product guarantee in the market before, the design of Jiang Tai products is relatively perfect, and most people in the industry call it the "combination package" of property management guarantee. Its coverage mainly involves four aspects: property management liability insurance, property company's own property insurance, employee's personal insurance and owner's property insurance, which basically covers the risks that may be faced in property management.

"The loss caused by the rupture of the plumbing pipe that was originally unwilling to be insured has now been included in the insurance coverage; Parking lot insurance, which used to be additional insurance, is now included in the main insurance. In this way, the flexibility of insurance selection is increased, the price is low, the scope of protection is increased, and the cost performance is improved as a whole. " When it comes to the advantages of products, Cai Zhiyang is like a few treasures.

As a property liability management insurance with obvious innovation advantages, there is not much room for profit. "This is a useful attempt to provide the best protection for property companies and owners within our power." Cai Jiyang's vision: "I hope that in the future, we can add more' people's livelihood attributes' to the commercial attributes of this product."

Tips for choosing a house: To sum up, we can know that the property management liability insurance developed by Jiang Tai brokers has effectively improved the property's ability to resist risks and effectively protected the owners' rights and interests. This kind of insurance has been recognized more and more in Jinan. As of September this year, about 40% of residential properties in the city chose to insure this type of insurance.