What does the real estate finance department do?

Does anyone in the real estate finance department know anything about it?

Hello, the real estate finance department is not a headquarters, but a branch of a municipality directly under the central government. The leisure pressure of the headquarters is small, but because the business commission is not much, it doesn't earn much from the branch (for ordinary employees).

Does anyone in the real estate finance department know anything about it?

It's not a headquarters, but a branch of a municipality directly under the central government. The leisure pressure of the headquarters is small, but because the business commission is not much, it doesn't earn much from the branch (for ordinary employees). The real estate finance department definitely earns the most in all business divisions. Of course, after the publication of Article 16, I don't know.

Hope to adopt. Thank you.

How about the Real Estate Finance Division of China Minsheng Bank?

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What is the Housing Finance Department?

According to CDB, as a specialized agency established under the CDB framework, the business department will provide construction funds with appropriate cost and long-term stability for accelerating shed reform nationwide in accordance with the operating principles of "market-oriented operation, independent accounting, low cost and low profit, and high efficiency and transparency".

20 14 is the most important year for shantytown renovation, and the demand for funds has increased significantly compared with previous years. In the first half of this year, CDB increased its commitment to shed reform loans by 676 billion yuan, which was 18 times that of the same period last year. However, the source of funds is insufficient, and how to obtain low-cost and long-term sources of funds has always been an urgent problem to be solved.

The housing finance department started from shed reform, but it will never stop at shed reform. More reform problems will be presented and solved in the process of solving the shed reform funds. The Ministry of Housing Finance still practices "the decisive role of the market in resource allocation", but this practice is more in-depth, that is, the policy and the market are deeply combined to find more sustainable solutions.

How about the Real Estate Finance Division of China Minsheng Bank?

State-owned banks are saturated at present. If you don't have much experience and education, forget it!

What are the branches of Minsheng Bank's Real Estate Finance Division?

The real estate finance department of Minsheng Bank has branches in major cities. Since its establishment in 2008, too many real estate finance enterprises have always regarded staff training as one of their important missions, strived to build professional teams and realize the * * * growth of employees and organizations, and launched the "Minsheng Real Estate Class" talent training program for fresh graduates, which has been successfully implemented for three times. We provide special tutors for students in real estate classes, and train them in all directions through internship, training and rotation. After several years of training, most students in real estate classes have grown rapidly and gradually become the backbone of business and industry research.

Consult Ping An Bank's internal post ranks and real estate finance department's salary development.

Employees who can be directly selected realize the value of their work and will be classified like other positions. Before the evaluation, an evaluation team. Essh is needed to adjust the position value. Knowing the difficulty and required skills of each job will lay the foundation for job evaluation. Without this system, it is impossible to analyze its position and jump to conclusions.

B. Is the assessment method used to

, reasonable. How to divide the salary system of company level?

⑥/>； Standards will be set for each group of job values, and all groups with job value orientation will:

① Establish a post evaluation team.

(2) Evaluation: select representative groups, such as homework sorting and evaluation.

(3) if the company uses other methods to evaluate the position.

Determine the value for each location.

(4) There are many methods for job evaluation based on job selection. The evaluation results can also refer to the opinions of employees as appropriate. In the evaluation process, it should be made public, whether people are behind closed doors and regulate their subjective evaluation consciousness.

⑦ According to the work of each group and the difference of each post in the standard post, LZ mentioned the factor and integral method, because I understand that this is a wider application and classification, so that employees can express their job evaluation steps with a reasonable point of view. Communication network (short for Communicating Net)

Introduce the reference methods in job evaluation comprehensively, and analyze the first job.

The enterprise performance management consultation of wages will eventually form the next step of system norms, factor comparison method and evaluation. The more IEP, the easier it is to evaluate the work.

(5) the assessment team according to the standard job responsibilities and academic requirements.

Where is Ye He, President of Minsheng Bank's Real Estate Division?

China Minsheng bank co., ltd (SSE: 6000 16 HKEx: 0 1988) is the first national commercial bank initiated by private capital in Chinese mainland, which was established in 1996 12. The main shareholders are Liu Yonghao's New Hope Group, Zhang Hongwei's Oriental Group, Lu Zhiqiang's China Oceanwide Holding Group, China Shipowners Mutual Insurance Association represented by Wang Yugui, China Life Insurance, Shi Yuzhu and so on.

Minsheng Bank A shares were publicly listed on the Shanghai Stock Exchange on February 9, 2000 at 65438+, and Minsheng Bank H shares were listed on the Hong Kong Stock Exchange on February 26, 2009 165438+.

What are the development trends of real estate finance?

Trust: the uncertainty of stock assets creates opportunities for mergers and acquisitions.

Wang Yi, General Manager of Daye Trust Co., Ltd.:

20 15 we feel that the whole real estate market is undergoing obvious changes.

Mainly in several aspects. First, in terms of the total amount, the total supply and demand relationship of real estate has changed, and the structure is undergoing major changes. It is highlighted in a chemical model, and some changes have taken place in both fields and types.

Second, since 20 14, the capital chain of the whole real estate supply has become more and more cautious.

Thirdly, with the requirements of urbanization, economic development and changes in the living requirements of the whole residents, there are also some specific needs to supplement the real estate business, including aging and health problems. However, this structural problem has not found a dominant, strategic and real demand.

Fourth, due to the lack of cash flow, the valuation of real estate is also changing, which is the most worrying issue for our financial institutions. In the past ten years, with the rapid development of real estate, the setting of real estate exchange rate and the realization of assets are very good. However, once the price and depreciation of assets reach a certain boundary, their liquidity, valuation and cash flow will attract great attention. As a financing and investment institution, this valuation is likely to cause the accumulation of financial risks.

Our financial institutions are engaged in scale wars and are not suitable for guerrilla warfare. However, to fight a large-scale war, large-scale industries must be introduced to connect. The next year, 20 15, based on the replicability accumulated by more than ten years of development experience, may be a trial and exploration stage for us.

The Unit focuses on two aspects. One is that the housing stock controls the supply of housing, depending on whether the conversion rate can bring cash flow. Of course, there must be some uncertainty in this stock, and this uncertainty is the opportunity for us to carry out mergers and acquisitions, intervene in corporate restructuring, and reorganize debt assets. Secondly, judging the profitability of sold assets in inventory can bring stable cash flow to support product design and distribution.

Banks: Building Financial Services in the Whole Industry Chain

Ye, President of Real Estate Finance Division of China Minsheng Bank:

Now, judging from the income of commercial banks, the increment of pure loan products is effective, the price can not go up, and the price of enterprises that can lend will not be too high. Up to now, we have really felt the risks in the real estate industry, and the root of the problem is that assets cannot flow.

Because the real estate market risk is controllable, there will be a relative classification. For example, serving customers is not about quantity, but about deepening customer service; Originally only the provider of funds, it is now infiltrating into the industrial chain to help enterprises become healthier. In the future, Minsheng Bank will continue to cooperate with more professional and commercial customers in a certain segment and do more strategic cooperation. From loan to its strategic level, investment, mergers and acquisitions, industrial chain, structure, listing and so on.

Securitization is also a part of Minsheng Bank's consideration, and we are also doing asset management. The pace of asset securitization arranged for us this year has great imagination, and good assets of commercial properties can be realized through asset management.

However, there are several problems that we cannot solve. First, it cannot solve the problem of continuing to be in debt. Second, it cannot solve the problem that investors in the public offering market have low requirements for relative beneficiaries.

Fund: Continue to build products with clear themes such as REITs.

Zhou Qian, General Manager of CITIC Jinshi Fund Management Co., Ltd.:

Since 20 15, real estate finance has entered an era of more and more productization. In the process of combining real estate with finance, the factors and importance of real estate have entered an increasingly important era.

Through nearly seven years of exploration, CITIC Jinshi has divided the whole real estate business module into five major sections.

The first sector is simple private financing, with many ways and cooperation with financial institutions. The second business is private equity funds. We have established two private equity funds. One was developed by us. Its model is relatively simple. After selling the house, we will share the profits. Our current investment scale exceeds130,000 yuan, making it the largest development fund in the market. The other is a holding fund, which is now in operation and may have a larger turnover.

The third business is REITs. We have two businesses, one is exchange REITs, and the other is inter-bank REITs. On 20 12, we launched inter-bank affordable housing in Tianjin & gt

What are the specific tasks of Minsheng Bank? Ask someone in the banking industry to take a look at it for me.

Question 1: Sales Department and Branch. The business department of Minsheng Bank is mainly engaged in a certain industry, such as transportation department, real estate department, agriculture department, energy department, etc., and its branches include small and micro enterprises, small and medium-sized enterprises, large companies, savings, wealth management and other comprehensive departments. Marketing planning is to formulate products.

Question 2: (1) Generally speaking, research planning is to formulate different supporting financial products for people with banking experience according to different enterprise situations, while (2) specifically, it is not necessary to contact different types of enterprises.

(3) Investment banks are not going to Minsheng Securities. Minsheng Bank has an investment banking department, which mainly deals in equity products of listed companies. The specific products are not clear here.

Question 3: Credit evaluation is the post of loan evaluation qualification. Credit evaluation is mainly divided into the evaluation of individual retail business, and the credit evaluation of corporate business is to see who you lend money to, whether it is for individuals or enterprises. Investment banks mainly provide loans to listed companies or other large companies at a deeper level, which is of a nature. Minsheng Bank has many regional accreditation centers, the head office is in Beijing, and the head office should also be in Beijing.

Question 4: The operation support post is what we often call a teller, including a financial manager and a service director. Risk management is mainly about the follow-up risk investigation of loans and the follow-up tracking of collateral. To put it bluntly, the money is lent to you. You should check whether the money you use is legal, whether the things you mortgaged to the bank are sold or broken, and so on. ).

Minsheng Bank is a very good bank. I hope you can figure out what position you want from what I wrote. Come on!