China merchants Hua loan

What conditions do China Merchants Bank need for a loan?

There are four conditions:

1. China citizens who have a fixed residence in China and a fixed residence in local towns and have full capacity for civil conduct;

2. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule.

3. Abide by laws and regulations, and have no illegal acts and bad credit records; Open a personal settlement account in China Merchants Bank.

At the same time, the most unforgettable thing is that the applicant must meet other conditions stipulated by China Merchants Bank.

The lender shall, with valid identity documents and relevant materials required by China Merchants Bank, fill in the credit application form, and submit a credit application to the handling bank for approval. The lender signed a credit agreement with China Merchants Bank. After obtaining the credit line, the lender can apply to the handling bank at any time, and the lending bank will release the loan to the lender's personal account.

The above contents are for reference only, and no loan suggestions are made. Online lending is risky, so choose carefully!

I suggest you take the money from Xiaoman Finance (formerly Baidu Finance) to get a loan. The borrower only needs to provide the second-generation ID card and bank card, and the age must be between 18-55 years old. The approval is very fast, as long as 30 seconds at the earliest, and the loan funds can be received in 3 minutes at the earliest. The maximum loan is 200,000 yuan, and the minimum daily interest rate is 0.02%.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

Reminder: Try to withdraw cash in full after the quota is issued, because risk control is dynamic. Now the loan is not enough. If there is demand, it is best to withdraw it in full. Support early settlement of repayment after the first installment.

Many people don't have enough money to spend. You can try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict! 360 IOU is the financial service of 360 antivirus software, and installment music is owned by Lexin, both of which are big companies.

360 IOUs, with a maximum loan of 200,000!

Click online measurement to change the track.

Staging music can be borrowed up to 50 thousand!

Click Measure Ridge Online.

Consumer loan conditions of China Merchants Bank

1. 1. Car buyers must be China citizens who have reached the age of 18 and have full civil capacity.

2,2. Car buyers must have a stable job and stable economic income, or assets that are easy to realize, in order to repay the loan principal and interest on schedule.

3. During the application period of non-performing loans, the car buyer will deposit the down payment lower than that stipulated by the bank into the savings counter account of the handling bank.

4,4. Provide bank-approved guarantee to the bank leasing the leaked wax. If the personal account of the car buyer is not in the local area, a joint liability guarantee shall also be provided. Banks will not accept loans for car buyers to buy automobile mortgage.

5,5. Good credit qualification and no bad credit record. 6. Loans do not need to be used for improper behaviors such as stock trading and gambling.

6.7. The car buyer is willing to accept other necessary conditions proposed by the bank.

How about personal consumption loan of China Merchants Bank?

China Merchants Bank's personal consumption loan adheres to the product concept of "having a home, a house and a job can make a loan" and has achieved a number of product innovations.

1. Self-service application method

At present, China Merchants Bank's personal consumption loans follow the sales trend per mu, creating a more diversified light self-service application channel. Customers can go to the business hall for consultation, log in to China Merchants Bank Netcom through the computer, apply through China Merchants Bank Mobile Banking APP, China Merchants Bank Guangzhou Branch WeChat account, or call 95555 to apply.

2. Liberalization of payment methods

The personal consumption loan of China Merchants Bank can open the function of "easy consumption" to meet the needs of customers at any time. After the function is approved, it can be used through POS credit card, online consumption and other channels. You can use the quota 24 hours a day, and the interest is calculated on a daily basis, which improves the convenience of using funds.

3. Independence of repayment methods

The personal consumption loan of China Merchants Bank has also designed an independent monthly repayment method to minimize the loan pressure for you. You can choose an independent monthly payment period of up to 20 years, and the monthly payment will drop by 40%, making it easy to spend without burden.

4. Diversification of credit base

The new version of China Merchants Bank's personal consumption loan is not divided into industries and occupations, and the service target covers the working class in an all-round way. KINOMOTO SAKURA knew that he could mortgage and credit, and realized the diversification of credit base. Your salary payment, asset deposit in China Merchants Bank and good mortgage repayment record can all be used as the basis for your application, and the maximum loan amount can reach 20 million yuan.

5. Diversified use options

The personal consumption loans upgraded by China Merchants Bank have more diversified uses, such as decoration, car purchase, parking, tourism, education, going abroad and studying abroad, which can meet most of the large consumption needs of working families.

How to handle China Merchants Bank?

If it meets the loan conditions of China Merchants Bank, it is a good loan. The conditions required by China Merchants Bank are as follows: \, provide personal ID card, which can be ID card, residence permit, household registration book, marriage certificate and other materials. Provide proof of stable address, house rent, water and electricity bills, property management regrets Sun Li and other relevant certificates; Provide stable proof of income source, bank flow sheet, labor contract, etc.

What are the application conditions for consumer loans of China Merchants Bank?

1. Borrower 18 years old.

2. The borrower has a good income.

3. The borrower must work continuously in the current unit for 6 months.

4. The borrower has good credit.

5. The borrower has enough ability to repay Liang Xian.