What are the real estate financial policies?

What are the real estate financial policies?

Notice on Doing a Good Job in Financial Support for the Stable and Healthy Development of the Real Estate Market (hereinafter referred to as Document No.254) was issued by the Central Bank and the China Banking Regulatory Commission.

1 1 month 1 1 day, the general office of the central bank issued "Document No.254", which was issued by the People's Bank of China, the Banking Insurance Regulatory Bureau, banks, trusts, insurance, asset management and other departments and copied to the Association of Dealers. In the central bank, these documents are mainly sent to the general office, marketing department, legal department, macro review and credit bureau. Both the central bank and the banking supervision system are taking active actions.

This time, compared with the only verbal statements in the past, this is the first special document for real estate finance by banks and CBRC. The notice includes development loans, trust loans, merger and acquisition loans and other specific terms to support real estate.

First, maintain the stability and stability of real estate finance.

1, stabilize the issuance of real estate credit;

2. Support the reasonable demand of personal mortgage;

3. Stabilize the credit line of the construction industry;

4. Support the appropriate extension of existing funds such as development loans and trust loans;

5. Maintain the stability of bond funds;

6. Ensure the capital safety of financial trust financial instruments;

The second is to actively carry out the financing work of "Baojiao Building"

1. Support development-oriented policy financial institutions to provide loans for the "Baojiaolou" project;

2. Encourage financial departments to support and support related finance;

Third, actively cooperate with the risk management of the trapped property company.

1, do a good job in financing and acquisition of real estate development enterprises;

2. Actively explore the market-oriented support model;

Fourth, protect the legitimate rights and interests of financial consumers in the real estate market according to law.

1. Encourage independent negotiation according to law and extend the repayment period;

2. Effectively protect personal credit and credit extension right;

V. Phased adjustment of some financial management

1, the transition period of relaxing the real estate credit supervision policy;

2. Optimize M&A and investment of real estate enterprises by stages;

Sixth, increase financial support for housing leasing.

1. Optimize the rental loan business;

2. Broaden the leasing market and diversify the financing methods.