Can the real estate transfer the creditor's rights and debts of the lender?

Creditor's rights and debts of property can be transferred. The debtor must be informed of the transfer of the property creditor's rights, and the nature of the debt should be allowed to be transferred, and it does not violate the legal provisions, the agreement of the parties and other legal provisions. Debt transfer of property is debt transfer, which means that the debtor of the contract transfers all or part of the contract debt to a third party through negotiation, and it must be agreed by the creditor.

legal ground

Article 545 of the Civil Code

A creditor may assign all or part of its creditor's rights to a third party, except in any of the following circumstances:

(a) according to the nature of the creditor's rights shall not be transferred;

(two) according to the agreement of the parties shall not be transferred;

(3) It shall not be transferred according to law. If the parties agree that the non-monetary creditor's rights cannot be transferred, they may not confront a bona fide third party. If the parties agree that the creditor's rights are not transferable, they may not oppose a third party.

Article 546

If the creditor transfers the creditor's rights without notifying the debtor, the transfer shall not be effective for the debtor. The notice of assignment of creditor's rights shall not be revoked, except with the consent of the transferee.

Article 547

Where the creditor assigns the creditor's right, the assignee obtains the subordinate rights related to the creditor's right, except that the subordinate rights belong exclusively to the creditor. The transferee's acquisition of subordinate rights is not affected by the failure to go through the transfer registration formalities or transfer possession of subordinate rights.