What should I pay attention to when buying a house?

What should I pay attention to when buying a house? What materials need to be prepared? What is the process of buying a house?

1. Materials to be prepared for buying a house in full.

1. Married: marriage certificate, ID card and household registration book of both husband and wife.

2. Single: ID card, household registration book and single certificate.

Second, the materials that need to be prepared for the loan to buy a house

1. Married: copies of marriage certificate, ID card, household registration book, income certificate and business license of both husband and wife are stamped with official seals, and the salary card is successfully processed (one year or six months, different banks have different needs).

2. Single: ID card, household registration book, single certificate, income certificate and bank memorandum.

Three, provident fund to buy a house need to prepare materials

The materials required for individuals to apply for provident fund housing loans are as follows:

1, a copy of the applicant's household registration book (including home page and home page);

2. A copy of the applicant's ID card;

3. The original income certificate of the applicant;

4. The original certificate of the applicant's provident fund deposit;

5. Original purchase contract and down payment. If you are married, you must also provide a copy of the above materials and a spouse marriage certificate;

6. A copy of the house sales license;

7. Copy of land use certificate.

Extended data:

Purchase process

Step 1: Start preparing to buy a house.

To buy a house, we must first estimate our actual purchasing power according to the financial strength and repayment ability, and determine the location, area, price, floor and orientation of the house according to the needs of work and life.

The second link: choosing a house.

This link is a continuation of the preparatory work, which can be inquired from newspapers, television, internet or related real estate websites. Property buyers need to integrate the advantages of the three media. Check the listing information comprehensively and carefully.

The third link: on-site housing selection is a high-tech activity. Before choosing a house, you should know the basic knowledge of floor area ratio, greening rate, pool and apartment type.

If you buy an existing house, you can intuitively see the structure and apartment type of the house, but if it is an auction house, you can only choose the house based on the apartment type map. At this time, buyers must learn to look at the floor plan.

Generally speaking, choosing a house should consider whether to buy a house from six aspects. Six aspects include: location, price, surrounding municipal planning, environmental support, housing structure and orientation, and property management.

The fourth link: negotiate and sign a sales contract.

After determining the target, enter the negotiation stage of substantive contact with the seller. Negotiating and signing a sales contract is the most important link in the process of buying a house. Both buyers and sellers should put their rights and obligations into words, especially the key terms such as the area of the house, payment method and property status.

The fifth link: handling loans.

Second-hand housing can handle commercial loans. According to one's own financial resources and various conditions of the house purchased, comprehensively consider the amount and duration of the loan. Intermediary companies should assist in handling loan procedures in accordance with relevant bank regulations.

The sixth link: transfer of property rights.

The name of the original seller should be changed to the name of the new buyer. Relevant materials need to be prepared under the guidance of the intermediary company, and then the warrant personnel will assist in the formalities of property right transfer.

Step 7: Check the house.

When you move in, you must pay the water, electricity, gas, cable TV, heating and property fees of the purchased house, and both the buyer and the seller and the intermediary company must sign the property handover form for the record.