As a fresh graduate, is it suitable to buy a loft apartment?

I don't think it's suitable for young people who just graduated to buy such an apartment, because you should know that such a house has a high down payment and a short loan time, that is, ten years. For example, if you buy a 400,000 apartment, then the down payment of 200,000 can only be used for ten years. You can buy a house of 800,000, with a down payment of 200,000 and a monthly payment of 600,000.

What we need to know is that apartments like this will hardly appreciate. If you want to sell it in the future, its transfer fee is about twice as high as that of the house, and it is not easy to sell at all. If you live alone, you may feel very comfortable, because its space is not too big, especially suitable for a person or a small couple, and you will have a very comfortable feeling. But if you get married and have children in the future, it will be very unsuitable. Children still want more space, so that children will be more comfortable and the home will not be so crowded.

What we need to know is that the water, electricity and property costs of apartments like this are about twice as high as those of residential buildings, which means that our living costs will be much higher invisibly. Although the area is relatively small, its cost is high. Buying a house may not cost much, but the cost in ordinary life is not low at all. If it is converted, it is still not very cost-effective.

So if your conditions are similar, it is recommended to buy a house first and then replace it when you earn money. If your current conditions can't meet your demand for buying a house, I suggest you rent a house first. Unless your economic conditions allow, you can buy more houses, and you don't care at all, then you choose to buy. If you can only buy one suite, then it is really uneconomical to buy an apartment at all.