Different choices of apartments and houses. What should I pay attention to in the apartment?

First of all, when buyers choose single apartments, they should make it clear that most single apartments are commercial properties, which are obviously different from residential properties. The biggest difference that affects tenants is that in the mortgage policy, the loan period for residential products is as long as 30 years, while the longest loan period for commercial properties is only 10 years. In addition, the tax on second-hand transactions of commercial properties is higher than that of ordinary houses, and the transaction tax is usually 13%- 14% of the house price, while the transaction tax for ordinary house owners who have purchased for more than five years is usually only about 3%. In terms of tax burden, China implements preferential tax rate for deed tax of residential transactions, which is generally lower than that of commercial housing for other purposes, and you can't enjoy preferential tax rate when buying commercial and residential buildings. Secondly, the service life of the land also needs special attention. Commercial and residential land is generally public construction land, with a maximum service life of 50 years, while residential land is 70 years. It is necessary to consult when buying apartments in far urban areas. For example, in Huadu, Luogang and other places, the land has been hoarded for a long time and developed late, and many of them have been used for more than ten years when they were handed over, resulting in the use life of buyers being only about 30 years after purchase, which greatly affected the preservation of value. Another thing to pay attention to is apartment products, and the house will share all the construction area. The planning and design standard of commercial and residential buildings is higher than that of ordinary houses. For example, the entrance hall is relatively large, and there must be two entrances and exits of stairs and entrance hall according to regulations, which undoubtedly increases the shared construction area and reduces the actual use area. It is particularly important to note that the use of single apartments is restricted, and commercial and residential buildings generally do not have separate kitchens. Finally, in terms of the use cost, the property management fees and utilities of commercial and residential buildings are generally higher than those of residential products. On the other hand, for foreigners who want to buy a single apartment, apartment products are generally not allowed to move their accounts because they are not residential. Preferred practicability When choosing apartment products, price is the main factor you need to consider, but price is by no means the primary and decisive factor. Especially when buying apartment products, the price gap will not be great because of the small size of the apartment. It is better to choose a single apartment that suits you than to pursue the appreciation of house prices or the improvement of return on investment. Compared with houses, apartment products are more dependent on lots, and the importance of lots is self-evident. Choosing apartment products with close working place and high occupancy rate is the first consideration, and the buildings along the track in the future are also a good choice. For young people, there is a good business atmosphere around them, and supporting facilities for life and entertainment are also indispensable. The first factor in the choice of interior structure should be practicality. If you don't want to enjoy private life with your neighbors, you should pay special attention to whether the sound insulation effect is up to standard. Secondly, single apartment units are generally relatively small, and most of them are concentrated. We must pay attention to the orientation and lighting of the house to avoid the embarrassment that it is inconvenient to hang clothes after buying a house. A good orientation needs to ensure that a large amount of sunlight shines directly into the room through the window, and the lighting window has sufficient sunshine, high lighting quality and good effect. The main room should have good direct lighting and improve the indoor environment of the house, which is very beneficial to the physical and mental health of the residents. At present, the best apartment products sold in the general market are decorated by themselves. Experts suggest that buyers must carefully check the specifications and details of the decoration before repossession, including the brand of the materials used, and so on. Don't rush to place an order because of the appearance of the model house. In addition, because commercial and residential areas share the pool area, it is necessary to check whether the pool area is reasonable before placing an order.