How much does a good fund usually earn a year?

How much does a good fund generally earn a year _ does the fund earn much?

When it comes to money, then everyone's first concern must be profitability. How comfortable it is to lie at home and make money when the fund market is good! So how much does a good fund usually earn a year? The following small series will answer your question.

How much does a good fund usually earn a year?

A good fund may also increase 100% year by year. As for how much you earn, it depends on the principal. The income of the fund mainly depends on the rate of return of funds and funds. Generally speaking, the more funds, the higher the rate of return, and the more money you earn.

Let's give a simple example: suppose an investor buys a good stock fund with a principal of 1 000 yuan. This fund always goes up much and falls little. It has increased by 1 1,000% in a year, that is, it has doubled, so the money earned is 1 1,000, which adds up to 2000.

What is the annual income of the fund?

The annual fund income 15%~ 100% is relatively good, but when the fund market is good, most people usually earn between 2% and 30%, and rarely earn 100%.

Pay attention to buying funds, and don't just see the benefits and ignore the risks. When the fund market is bad, most people lose between 20% and 50%. What is this concept? Buy 100 yuan, lose 20~50 yuan. The loss is very large, so you should also pay attention to its risks when buying a fund.

Is it appropriate for funds to invest in stock funds?

It is appropriate for funds to invest in stock funds. Generally, it is more suitable for funds with large fluctuations. When the fund fluctuates greatly, it may generate floating income. The greater the fluctuation, the greater the profit and loss.

Generally, the fixed investment of the fund belongs to the admission in batches, which can achieve the effect of sharing the cost equally, so it is easier to produce the smile curve effect. When the market falls, we can accumulate low-cost chips through the fixed investment of the fund, and when the market rises, we have a chance to get better returns. The fixed investment of the fund generally values the long-term investment income of the fund.

Although the essence of the fund's fixed investment is to share risks equally, all funds are risky, and so is the fund's fixed investment. Therefore, when making a fixed investment, you need to choose a good stock fund. If you choose a bad stock fund, if the market of the fund is not good, it will always fall more and rise less, then the fixed investment of the fund will also aggravate the loss of the fund, and the fixed investment of the fund will only be effective if the right fund is selected.

How much is the handling fee for the fund?

Fund handling fees generally include subscription fees, subscription fees, redemption fees, management fees and service fees. Among them, the subscription fee and subscription fee are independent and are not charged at the same time. In addition, subscription fees and service fees are also independent, some charge subscription fees, some charge service fees, and they are not collected at the same time. The specific fee standard for purchasing a fund needs to be judged according to the trading rules of the fund.

Take a fund as an example, the subscription fund amount is between 0 ~ 1 10,000, and the subscription rate is 1.5%, which is 0. 15% after discount. 1 10,000-3 million, and the subscription rate is 1.2%, which is 0. 12% after discount. Between 3 million and 5 million, the subscription rate is 0.8%, and the discount rate is 0.08%. 1000 yuan subscription fee of more than 5 million.

The management rate is 1.5%. Holding time is 0-7 days, redemption rate 1.5%, 7-365 days, redemption rate 0.5%, 365-730 days, redemption rate 0.25%, more than 730 days, and no redemption rate is needed.

Then, if you buy a fund of 1 ten thousand yuan and hold it for five days, the handling fee should be:1000×1.5%+1000×1.5% = 450 yuan. It can be seen that if the fund is held for a short time, the handling fee to be paid is very high.

Personal stock investment strategy

First, value investment. Choose valuable and sustainable companies, such as Maotai, Wuliangye and Gree, and configure a combination. Long-term holding, not paying attention to short-term fluctuations in stock prices, and even insensitive to company performance. Regularly check the operating data disclosed in the statements to check whether there are significant risks. No longer depends on the valuation, buy it with dividends. Profit and loss, after many people's practice, have a greater chance of winning, patience in postgraduate entrance examination and stock selection level. Investment style: steady investment school.

Second, blue-chip stocks rotate. On the basis of value investment, positions will be adjusted regularly. Disguised value investment+band to do T, such as buying 10PE Gree and 20PE Maotai at the same time. When Maotai arrived at 30PE, Gree did not move, so he sold Maotai and bought Gree. There are also some in the same industry, such as 8PE of Xincheng Holdings and 8PE of Sunac. This mainly depends on "relative valuation", and fundamentals such as performance are also considered. Investment style: investment+speculation.

Third, make new ones. A representative of conservative investment. Buy a blue-chip white horse with low valuation and stable performance as the basic disk. I didn't expect this to make much money from the beginning. Insist on playing new shares and convertible bonds, and the profit probability is high. Some even buy shares of some companies, get the option of convertible bonds, and then sell the shares, relying entirely on convertible bonds for profit. Investment style: conservative.