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Can I buy a house in a community without property?
Housing transaction process:
1. Determine the house transaction price after the seller and the buyer reach the transfer agreement;
2. Go to the house registration and certification hall to sign online, and provide the original identity certificates of the buyer and the seller and the house ownership certificate;
3. Paying taxes and fees: The composition of taxes and fees is more complicated, depending on the nature of the transaction house. For example: area, house location, etc. ;
4. Go through the formalities of property right transfer. After the Buyer and the Seller complete the registration of house ownership transfer in the house registration hall, the Buyer will go to the house registration hall to get the certificate again after 10 working days with the Notice of Getting the Property Ownership Certificate;
For the buyer of the loan, after signing the house sales contract with the seller, both the buyer and the seller will go to the loan bank to handle the loan formalities. The bank will review the buyer's credit status, evaluate the house that both parties want to trade, and then approve the buyer's loan. After the two parties complete the registration of property rights change, the bank will issue a one-time loan.
6. After the seller delivers the house and settles all the property fees, the house purchase and sale transactions of both parties are completed.
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