In 2022, Tangshan introduced 12 measures to benefit enterprises, and Tangshan introduced a new policy.

In order to promote the recovery and development of some difficult service industries in our city and individual industrial and commercial households affected by the epidemic, on the basis of continuing to implement a series of measures to benefit enterprises introduced some time ago, the Tangshan Municipal Government issued "Several Measures on Promoting the Recovery and Development of Difficult Service Industries" and "Several Measures on Financial Support for the Development of Individual Industrial and Commercial Households" on May 16, which made the thirst-quenching measures run ahead of the difficulties of enterprises.

Promote the recovery and development of difficult services.

1. Small and micro enterprises and individual industrial and commercial households in the service industry in the county-level administrative area where the epidemic area is located will be exempted from rent for six months in 2022, and rent for three months in other areas. If the rent reduction affects the performance of state-owned enterprises and institutions, it shall be determined according to the actual situation in the assessment. The central enterprises in Tang Dynasty and the state-owned enterprises in other provinces and cities in Tang Dynasty shall be implemented in accordance with the relevant national policies and with reference to the relevant standards of Tangshan City. Municipal and county-level state-owned relative holding enterprises shall be implemented according to the actual situation. Encourage city and county-level state-owned joint-stock enterprises and community joint-stock cooperative companies to reduce or exempt housing rents according to the practice of state-owned enterprises, and cities and counties will give appropriate support in relevant policies.

2 city and county finance can co-ordinate all kinds of funds, and give appropriate help to small and micro enterprises and individual industrial and commercial households in the service industry that lease non-state-owned houses. Encourage large-scale buildings, shopping malls and market operators to moderately reduce or waive rents for small and medium-sized users in the service industry. Encourage non-state-owned housing rental entities to share the losses caused by the epidemic reasonably on the basis of equal consultation. In 2022, if it is really difficult for housing owners to pay property tax and urban land use tax, all localities are encouraged to give relief according to local conditions as authorized by the Regulations.

3. For small and medium-sized service enterprises that have settled in the space carrier of entrepreneurial innovation, they will be subsidized according to 50% of the total rent and property fees actually incurred, with a maximum of 500,000 yuan.

4. Implement the national policy of adding and deducting value-added tax for continuous service industry. In 2022, the deductible input tax of taxpayers in productive and life service industries will continue to be deducted by 10% and 15% respectively.

5. Give subsidies to employees of catering retail enterprises for regular nucleic acid testing. In 2022, in principle, employees in catering retail enterprises will be given a subsidy of 100% for regular nucleic acid testing; Give 50% subsidy support to catering retail enterprises to buy N95 masks, medical isolation masks and protective gloves; Encourage qualified counties to subsidize the cost of epidemic prevention and disinfection for catering retail enterprises.

6. Reduce the cost of water and gas. For small and micro enterprises and individual industrial and commercial households in the service industry seriously affected by the epidemic, the payment of water and natural gas fees can be postponed until September 30, 2022, and the normal water and gas consumption will not be affected during the deferred payment period, and the late payment fee will be exempted. The water and natural gas fees payable by small and micro enterprises and individual industrial and commercial households in service industry in March, April and May, 2022 shall be subsidized by cities and counties 10%.

The above measures will be implemented from May 1 day, 2006, and will be valid until February 3 1 day, 2022, unless there is a clear time limit. The "Measures" have relevant policies and clear deadlines. If the relevant documents issued by the state and the province have other policies and clear deadlines, those provisions shall prevail. If similar policy standards are inconsistent, we will support the development of enterprises to the maximum extent according to the principle of "from high to non-repetition".

Financial support for the development of individual industrial and commercial households

7. Increase financial support. Give full play to the role of inclusive microfinance support tools. From June 65438+1 October1to the end of June 2023, incentive funds will be provided according to 1% of the incremental balance of inclusive microfinance in local corporate financial institutions. Banking financial institutions should actively strive for the refinancing quota of inclusive microfinance from the People's Bank of China, and encourage financial institutions to stabilize the stock of inclusive microfinance and expand the increment. It is necessary to promote the mode of active credit granting and loan repayment to better meet the demand of individual industrial and commercial households for funds. In 2022, it is resolutely not allowed to limit loans, draw loans, and break loans.

8. Raise interest rates downward and reduce expenses. Guide the city's banking financial institutions to reduce loan interest rates. During the year, the loan interest rate of individual industrial and commercial households decreased by about 65,438+05 basis points, and the financing cost continued to decrease. Free of all settlement account management fees and annual fees, 10% discount for RMB transfer and remittance fees, payment account service fees and bank card swiping fees below 654.38+10,000 yuan, and 50% discount for electronic banking annual fees and management fees.

9. Do a good job in the conversion of deferred repayment of principal and interest. Banking financial institutions should do a good job in the continuous transformation of the loan principal and interest deferred repayment policy of individual industrial and commercial households, and the extension period shall not be less than 6 months. Further promote the "loan-as-you-borrow" model, increase the implementation of the renewal policy, actively follow up the financing needs of individual industrial and commercial households, and actively support loans that meet the conditions for renewal.

10. Do a good job in loan term management. For individual industrial and commercial households, flexible use of stable loans, extension, adjustment of repayment plans and interest rate cuts. , should be exhausted. Among them, the extension period is not less than 6 months, and the assessment is conducted at the end of each month. Help individual industrial and commercial households solve the cash flow difficulties, and properly handle the credit risk and credit repair of individual industrial and commercial households.

1 1. Expand financial coverage. Banking financial institutions should effectively increase the credit supply to individual industrial and commercial households, and the loan supply will increase by 10% at the end of June. According to the production and operation characteristics of individual industrial and commercial households, we will improve credit evaluation and credit management to ensure that the loan balance and number of individual industrial and commercial households will continue to grow in 2022.

12. Accelerate the efficiency of loan approval. Banking financial institutions should give full play to the supporting role of financial technology, shorten the time limit for offline loan approval by 3 working days, and shorten the time limit for online loan approval by more than 1/3.

The above measures shall come into force on May 6, 2006, and shall be valid until the end of June 2023, unless there is a clear time limit. The "Measures" have relevant policies and clear deadlines. If the relevant documents issued by the state and the province have other policies and clear deadlines, those provisions shall prevail. Where similar policy standards are inconsistent, the development of individual industrial and commercial households shall be supported to the maximum extent in accordance with the principle of high priority and non-repetition.