Print location of personal credit records in xiaoyi city, Shanxi Province

The printing location of personal credit records in xiaoyi city is as follows:

1. Credit Information Service Center, address: about140m northwest of China Construction Bank Community, Xingfu North Street, Fenyang City, Lvliang.

2. China People's Bank (xiaoyi city Branch), Address: 50m north of Yongtai Garden, Fenxi Mining, xiaoyi city, Lvliang, Shanxi.

Inquiring about personal credit report requires me to inquire personally or authorize others to inquire on the spot.

Bring the original and photocopy of my valid ID card to the Credit Information Sub-center of the People's Bank of China where I am located. First, fill in the personal credit report inquiry application form. The staff will enter your ID number, and your credit report will be printed in less than two minutes, and you can get it on the spot. Personal credit report inquiry is free at present.

Importance of credit investigation

According to the Regulations on the Administration of Credit Information Industry, the retention period of personal bad information by credit information agencies shall be more than five years from the date of the end of the incident, that is, it shall be deleted from the date when the arrears are paid off. In other words, after paying off the arrears, the bad records will be kept for five years before being deleted.

Therefore, it is suggested that during this period, it is best to keep personal credit information "clean and tidy". The so-called cleanliness means that after bad records appear, there should not be too many records in personal credit information. Whether you apply for a bank loan or an online loan, whether you finally lend or not, these loan records will be recorded in your personal credit report, which will make your personal credit report "blossom" and a large number of records will appear.