Jiangsu's "14 th Five-Year Plan" Housing Plan was released.

On August 27th, this newspaper (www.thepaper.cn) learned from the website of Jiangsu provincial government that the "Tenth Five-Year Plan for Urban Housing Development in Jiangsu Province" was officially released.

According to the development plan, the development of urban housing in Jiangsu Province should achieve the following main objectives during the "Fourteenth Five-Year Plan" period:

First, the housing security capacity has been significantly enhanced. Basically complete the transformation of shanty towns (dilapidated houses), effectively increase the supply of public rental housing, affordable rental housing and * * * property housing, further improve the coverage rate of affordable housing for urban permanent residents, and improve the efficiency of housing provident fund management services.

Second, the real estate market remained stable. We will implement a long-term mechanism for real estate, focus on stabilizing land prices and housing prices, achieve a basic balance between supply and demand in the housing market, and basically have a reasonable product structure, effectively preventing and resolving risks in the real estate market.

The third is the standardized development of the housing rental market. Accelerate the cultivation of specialized and large-scale housing rental enterprises, effectively increase the supply of rental housing, improve the long-term rental policy, and develop the housing rental market at multiple levels, with multiple varieties and channels.

Fourth, people's living standards continue to improve. The task of transforming the old urban residential areas built before the end of 2000 has been basically completed, and a number of beautiful and livable residential areas have been built, and the level of residential greening and intelligence and the level of property management services have been significantly improved.

Judging from the main indicators of urban housing development in Jiangsu Province during the Tenth Five-Year Plan period, by 2025, the newly started area of urban commercial housing will be 600 million square meters; Urban housing land supply of 30 thousand hectares; The coverage rate of affordable housing for urban permanent residents is 28%; The coverage rate of urban shanty towns (dilapidated houses) is 98%; 600,000 shanty towns (dangerous houses); 500,000 new public rental housing families; 200,000 new affordable rental houses (rooms); The number of newly opened housing provident fund accounts is 5 million; Transform 5000 old urban areas; Newly started green buildings account for 100% of newly built houses.

During the Tenth Five-Year Plan period, the main tasks of housing development in Jiangsu Province include: perfecting the urban housing security system; Maintain the stable and healthy development of the real estate market; Cultivate and standardize the housing rental market; Comprehensively promote the transformation of old urban communities and promote the improvement of housing quality and sustainable development.

For the real estate market, the development plan requires the city people's government to take the main responsibility for the stable and healthy development of the local real estate market, formulate and implement the "one city, one policy" work plan according to the local economic and social development level, population size and structural changes, housing supply and demand, and take measures to stabilize land prices, housing prices and expectations according to local conditions. Insist on housing, promote healthy housing consumption, improve the housing market system, support reasonable self-occupation demand, curb speculative investment demand, maintain the continuity and stability of policies, and resolutely refuse to use real estate as a tool and means to stimulate economic growth in the short term. Improve the housing supply system in urban agglomerations and metropolitan areas, and strengthen the linkage and overall coordination of housing policies between cities. Scientifically compile the annual urban housing construction plan during the 14 th Five-Year Plan period, and rationally arrange the scale and structure of housing construction.

At the same time, build a "real estate" linkage development mechanism. Establish a housing demand-oriented housing land supply mechanism to promote the long-term balance between supply and demand in the housing market. We will improve the policy of linking people with land, increase the index of construction land to cities with large population inflow, and allow the increase or decrease of urban and rural construction land in metropolitan areas to be linked to the savings index for cross-regional adjustment. According to the "14 th Five-Year Plan" urban housing development goals, the scale, structure and layout of residential land supply should be reasonably arranged. Cities with prominent contradiction between housing supply and demand and high pressure of rising housing prices will increase the supply scale of residential land in due course, and cities with heavy inventory tasks will reduce or even suspend the supply of residential land. Establish a linkage mechanism between housing prices and land prices, flexibly determine the bidding method for residential land, and prevent high prices from disturbing market expectations. Strengthen the follow-up management after land transfer and grasp the development progress of residential land in time.

To promote prudent management of real estate finance, it is required to establish and improve the management system of real estate loan concentration in banking financial institutions, strengthen the scale control of real estate loans in cities with overheated real estate market, and prevent systematic financial risks that may be caused by excessive concentration of real estate loans. Implement the fund monitoring and financing management rules of key real estate enterprises, enhance the marketization, standardization and transparency of housing enterprise financing, reasonably restrain the debt behavior of highly leveraged enterprises, guide enterprises to accelerate development, reduce enterprises' hoarding of houses and land and irrational land acquisition, and promote enterprises to gradually reduce the leverage level in a safe and orderly manner. Strictly implement the differentiated housing credit policy, strengthen the verification of the source of down payment funds and the debt-to-income ratio of buyers, and strictly prevent funds such as consumer loans and operating loans from flowing into the real estate market in violation of regulations.

In addition, strengthen the supervision of the real estate market. Strengthen the supervision of the whole process of commercial housing development, establish and improve the risk prevention and control mechanism in the real estate field, and prevent and resolve contradictions and disputes in the housing field. We will continue to carry out special rectification of the real estate market order, standardize real estate development, trading, leasing and property services, and purify the market environment. Promote the construction of credit system in real estate industry, carry out credit evaluation of real estate enterprises, and implement differentiated management of real estate enterprises according to the credit evaluation. Strengthen the monitoring and analysis of the real estate market, improve the real estate monitoring and early warning mechanism, and regularly carry out monthly monitoring, quarterly evaluation and annual assessment. Timely release real estate market situation and policy information, actively release positive signals, and guide the rational development of the market.