Hello, let me ask you a question. Do I have to pay the property fee, heating fee and local tax after paying the down payment?

Property fee and heating fee are calculated on the day of delivery;

The deed tax is paid when the purchase contract is filed, and in some places it is paid when the real estate license is handled.

All expenses that individuals need to pay for the real estate license of commercial housing are as follows:

(1) Taxes and fees payable for the purchase of commercial housing:

1, deed tax, 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different, which will be levied by the local finance bureau), and ordinary commercial houses will be levied by half, that is, 1.5-2.5%.

After the commercial house transaction is approved, the buyer shall pay the deed tax on the basis of the house transaction authentication certificate, and the payment standard of the deed tax is as follows:

(1) Ordinary houses purchased by individuals are taxed at 1.5% of the sales price.

(two) individuals to buy high-grade residential, modular shops, privately built single-family residential, residential units to buy, according to the sales price of 3% tax.

(6) Surveying and mapping fees: according to the number of cases, 80 yuan will be charged for those under 50 square meters, and 50- 100 square meters will be charged 100 yuan.

2. Stamp duty is collected by the local tax bureau, and the amount collected is 0.05% of the total purchase price.

(2) Funds:

1, housing maintenance fund, accounting for 2-3% of the total purchase price, and 2% in most places.

(3) cost

1, transaction fee, 0.5% of the total house purchase price, 0.25% for the buyer and 0.25% for the seller (residential 3 yuan/m2, paid by the developer, not by the buyer).

2. The registration fee of real estate license is charged by the local housing management office, which varies from place to place. Generally, 90 yuan will charge for 100 square meters or less, and 100 square meters or more will be charged for 100 square meters or more.

3. The cost of land use right certificate registration varies from place to place, but it does not exceed 100 yuan. Please consult the local land management bureau for specific charging standards.

(4) In case of mortgage, the following expenses shall also be paid:

1, appraisal fee, 0.2-0.5% of the total purchase price.

2. Insurance premium: the total purchase price multiplied by the loan term multiplied by 0. 1% multiplied by 50%.

3. Notarization fee, the loan amount multiplied by 0.03%.

4. Mortgage registration fee, 100 yuan.