My boyfriend was promoted at the end of the year, with an annual salary of100,000 (quasi-second-tier cities). Now I can't wait to get a new car, Cadillac ATSL, 300,000.

He is too high-profile, which will affect his promotion. Maybe the leader is not as good as his car. What if something happens at the end of the year and he is demoted or fired instead of promoted? This is irresponsible and has no sense of risk. What should I do in case of emergency? Buying a car is like selling a house. How much money do I have? How much insurance did you buy for your family? Is there a living guarantee? If you are unemployed for a long time, how long can you live? The guy above said it very well. Consumption in second-tier cities is not low now. Married families spend a lot of money every month, and having children is almost 8,000 yuan. His salary can only be said to have just solved the problem of food and clothing Many of us here earn 200,000 to 300,000 yuan a year (stable rental income) and drive 200,000 to 200,000 cars.

Tell your boyfriend that he absolutely supports buying a car, but he must wait for his promotion and salary increase (buying a car is likely to hinder his promotion). This house is not for sale. Buying a car depends on the needs of work and whether there is a need for a good car as a facade (I think ATS will not buy it if business needs it). If not, be pragmatic and buy an ordinary family car (Volkswagen Ling Du, Ford Mondeo, Buick Regal and many other cheap and decent cars), and you must buy it with a mortgage.