Shanghai loan column Shanghai loan list

What loan platforms does Shanghai Finance Company have?

Shanghai Finance Company has a small full financial loan platform. Du Xiaoman Finance, formerly known as Baidu Finance, achieved independent operation in April 20 18. In the era of intelligent finance, Du Xiaoman Finance will give full play to the advantages and technical strength of Baidu AI, and join hands with financial institution partners to provide more people with reliable financial services through technology.

The first is a small all-financial loan platform.

Xiaoman Finance, formerly known as Baidu Finance. 2065438+In April 2008, Baidu announced that its financial services business group had officially completed the signing of the split financing agreement. After the split, Baidu Finance will launch a new brand of Xiaoman Finance to achieve independent operation. Baidu's internet finance business began in 20 13, and in 20 15, the existing financial business was integrated into a financial business group, and the financial business was raised to Baidu's strategic position, and Mr. Zhu Guang, senior vice president of Baidu, was fully responsible.

Second, the formula of corporate culture

102065438+In February, the United Nations Global Compact China released the list of "Best Practices for Enterprises to Achieve Sustainable Development Goals in 2020". * * * Twenty China enterprises were selected as best practice enterprises. Among them, Xiaoman Finance was commended by the United Nations for its practice of helping small and micro enterprises, helping poor farmers and creating social employment, and was successfully selected as "Best Practice Enterprises for Eliminating Poverty and Promoting Prosperity". On August 4, 2020, Suzhou High-tech Zone 2020 Hurun Global Unicorn List was released, with Xiaoman Financial Rank 108. On February 20 19, Du Xiaoman's financial ABS case won the "Excellent Practice Award" of Harvard Business Review on February 20 19 at the "Yue Management" award ceremony held at Wharton China Center. On 202 1 July 21day, Du Xiaoman Finance made an emergency donation of100000 yuan through Henan Charity Federation.

To sum up, with the joint efforts of Xiaoman Finance's multi-business sectors, inclusive finance is practicing the ideal of integrating finance into the daily life of ordinary people, helping people realize their dreams of a better life and enabling more people to obtain financial services equally and conveniently.

What financial loan banks are there in Shanghai?

Many banks in Shanghai provide financial loans, such as China Merchants Bank, China Bank, China Industrial and Commercial Bank, Ping An Bank, Standard Chartered Bank, Industrial Bank, Shanghai Pudong Development Bank and so on.

Because there are many banking institutions in Shanghai! However, your qualifications must meet the requirements of bank loans in order to succeed!

The basic conditions of credit loans are:

(1) 1. Chinese mainland residents;

(2) Having a stable address and place of work or business;

(3) A stable source of income;

(4) Fourth, without a bad credit record, the loan cannot be used for stock trading.

Basic application materials required:

(1) Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials;

(2) Provide stable proof of address, house lease contract, water and electricity bills, property management and other relevant certificates;

(3) Provide stable proof of income source, bank flow sheet, social security fund, tax bill, insurance policy, mortgage, car loan, labor contract, etc.

If you need to apply for a {loan} _ _ _ I suggest that the landlord apply for a loan business in Benbenniu, which has a good online evaluation.

What loans does Shanghai Bank have?

1, Xinyi Loan

"Xinyi Loan" is a RMB loan issued by Shanghai Bank to eligible borrowers by credit for their own and family's reasonable consumption purposes. Suitable for customers aged 20-60, with stable work income and good credit record. Civil servants, employees of institutions, employees of top 500 enterprises, employees of financial institutions and employees of advantageous industries who have worked for more than 2 years.

2. Personal pledged consumer loans

Refers to the RMB loan issued by Shanghai Bank to the borrower, which is pledged by the borrower's unexpired personal time deposit certificate issued by Shanghai Bank, certificate-based national debt issued by Shanghai Bank or savings bonds (electronic).

3. Personal housing loan

Personal housing commercial loan refers to the commercial housing loan issued by Shanghai loan handling bank to individuals. Personal housing portfolio loan is a combination of personal housing provident fund loan and personal housing commercial loan. When an individual purchases a house, he can apply to the bank for a personal housing commercial loan for the part of the housing provident fund loan that is not enough to pay the purchase price.

4. Personal commercial loans

"Mortgage with Housing" is a rapid mortgage loan product for commercial housing used in the daily production and operation of enterprises for the majority of business owners (including individual industrial and commercial households) and small business customers. The mortgage rate is high and the amount is large. The mortgage rate can be as high as 70%, and the loan amount can be as high as100000 yuan.

5. Shanghai Affordable Housing Loan

Families of affordable housing buyers in Shanghai can choose to apply for provident fund loans, commercial loans or portfolio loans (that is, the combination of provident fund loans and commercial loans) to purchase affordable housing on the premise of meeting the relevant loan conditions.