The car was flooded in the underground parking lot. Is the property responsible?

Legal analysis: according to the specific situation, the property is responsible for compensation for the garage being flooded or flooded due to water pipe leakage and other reasons. Due to natural disasters, such as typhoons, floods and other extreme weather, rainwater or other external water sources are pumped into the underground garage, and the property will not be compensated. According to the relevant laws and regulations, the extreme weather in nature belongs to force majeure, and the management unit shall not be responsible for the economic and property losses of the collective, unit and individual caused by force majeure. If the management unit is insured with public liability insurance, it can make compensation through public liability insurance within the insured amount.

Legal basis: Article 35 of the Regulations on Property Management, a property service enterprise shall provide corresponding services in accordance with the stipulations of the property service contract. The realty service enterprise fails to perform the realty service contract, causing personal and property safety damage to the owner, and shall bear corresponding legal responsibilities according to law.

Motor vehicle loss insurance clause Article 5 During the insurance period of this contract, the Company shall be responsible for the compensation for the loss of the insured vehicle caused by accidents (hereinafter referred to as the loss of the insured vehicle).