Job Recruitment Website - Property management - Many enterprise retirees say that the pension is not enough. Is it true?/You don't say.
Many enterprise retirees say that the pension is not enough. Is it true?/You don't say.
We won't compare with these. Although our life is still relatively tight, we really hope that the pension gap can be narrowed, so that socialist equality and fairness can be more and more reflected, and working people can have more sense of gain, happiness and security.
Many old people who have retired from enterprises say that their pensions are not enough, which is entirely possible. I have such an example around me.
A good friend of mine recently retired and lives in a first-tier city. After graduating from college, he has been working in the company for twenty or thirty years. The salary income before retirement is about 6,543,800 yuan, and after retirement it is about 5,000 yuan.
Not long ago, he personally told me that living in a first-tier city with such income is definitely not a big problem. In other words, it's really not a big problem to solve your daily necessities. Of course, it can't be a delicacy, let alone a sea trip.
But it is such a small problem, on the contrary, it is the biggest problem. Because this 5,000 yuan retirement salary can only fill the stomach.
This kind of income, once you encounter your own health problems, your pocket will be stretched immediately, and there is no way to solve the slightly serious health problems. Except for the common cold and fever, other slightly bigger pain problems are basically afraid to go to the hospital. I can't tell anyone because I'm afraid I can't pay back the money after I go to the hospital. This is really an embarrassing thing.
My friend's situation is actually very representative. It is not difficult to see from his situation that it is really not easy for retired employees of many enterprises to live in cities now, and it is true and entirely possible that money is not enough to spend.
I believe this is true. Because the enterprise retires, the pension is not high, or not very high. The lowest is more than 1000, more than 2000, about 3000. If you are in good health, you will generally get by. If you are in poor health, you will be in trouble if you often see a doctor to take medicine. Moreover, the retirement of the elderly happens to be sickly, and there are many people who often go to the hospital. If you only have a pension of two or three thousand yuan a month, you really can't stand the toss, not to mention only one thousand yuan a month.
When the full man didn't know that the hungry man was hungry, when the emperor said why he didn't eat meat because he couldn't eat rice, the old man's tears flowed down.
Is it true that many retired people say that their pensions are not enough?
As far as I know, most retired people's pensions are between 2000 and 3000, which is a big sum.
Some are below 1000, and some are above 3000, reaching 4000-5000, but the ratio is around 30.
The basis of this conclusion is: my parents, relatives and friends, classmates and colleagues, aunts and uncles in the community.
This article discusses the pension of 2000 to 3000. )
It depends on the health level here.
Healthy retirement of the elderly.
The monthly medical expenses for minor illnesses are basically within the range that the pension can bear.
The biggest expense is still in life. Old people are very frugal, and most of them save money from their mouths. Some old people can eat a dish of pickles and radishes for a day, and some Chinese cabbage and tofu are often eaten.
Where's the money saved?
Some subsidize children, some take small trips, and many brands of 100 yuan travel are very popular with the elderly, and all of them end up shopping.
There are also many old people who save money for emergencies. After all, they are old, and the body that eats whole grains can't resist the tide of time and tide wait for no man. It's really hard to live with very little money when you are seriously ill.
A retired old man in poor health.
As far as I can see, some old people are in poor health, and it is not enough to basically empty their families after a serious illness. After leaving the hospital, the money spent on medical expenses alone accounted for more than half of the pension.
My aunt is like this. She is called a medicine pot. After being rescued in ICU, Bill can scare people to death. In recent years, she has to take several kinds of medicine every day and can't stop for a day. Her pension was spent on medicine.
Whether it is enough to spend, it is best for retired people.
If you want to spend as much as that seven or eight thousand, this pension will not last for half a month.
Old people depend on the province, and only the province can spend their old age safely. If the children are not old, if they are in good health, the money of the elderly can still get by.
There is a way to test it.
That is to go to a nursing home.
Look at some nursing homes that retired people can afford. The basic problem they can't afford is that their pension is too low to spend.
Do you agree with me?
This should be true.
According to the data of Ministry of Human Resources and Social Security, the national average pension for enterprise retirees will be about 2,900 yuan in 2020. After the increase of 202 1, the average pension should be around 3000 yuan. In other words, the pension of enterprise retirees can reach five or six thousand or even higher, and some may be one or two thousand, while the pension level of most enterprise retirees is about 3,000 yuan.
Now, if you have a house at home, you are healthy, and you don't have debts and other expenses, then a pension of 3,000 yuan a month is not too rich, but buying food and cooking by yourself can cost 60 yuan a day to go to 70 yuan, which is basically enough for retirees to live a good life. However, a pension of 3,000 yuan, traveling more or subsidizing children may not be realistic.
However, if some retired people have some physical diseases and need to see a doctor and take medicine frequently, the pension of about 3,000 yuan a month will be less than the living expenses, and if some diseases are still expensive, it may be a bit insufficient.
Another is that some retired people are too old to take care of their children. At this time, if the elderly want to live in a nursing home, a pension of more than 3,000 yuan a month may not be enough. At present, many private nursing homes are still relatively expensive, which may cost four or five thousand or even more a month, while some relatively cheap public nursing homes may have no beds and need to queue up.
To sum up, some retired people in enterprises now say that their pensions are not enough, which may be mainly because they have less pensions, may get sick, or want to live in a nursing home when they are old, so they may all face the problem of insufficient pensions.
If you don't get sick, the child hasn't reached the age of basic life. If one of the above two is not enough.
I met a retired relative of mine the day before yesterday. He has been retired for eight years. I asked him how much his pension was now, and he said that it was more than 4,000 a month, which was not enough. I asked what you did. Four thousand is not enough. He said that he has two women and a man, both in the countryside, and they are not doing very well. He said that he would give his son 2000 yuan every month, but he was afraid that his daughter would have problems, so he would not take care of him in the future. Every daughter has 1000 yuan, so he can only spend a small part. He was ill in hospital last month and spent more than 8 thousand. The money for these two months can't be given to the children, and the daughter-in-law is so angry that she can't even speak.
Yesterday, I chatted with my old farmer neighbor. He said that he was over 70, and his monthly pension allowance was 125, and the only child subsidized 80 yuan. The old couple add up to more than 400 yuan. The old couple also planted three acres of land, fed chickens, ducks and sheep in the yard and ordered meals in the corner. Finally, he said, how nice! I can't spend all my own money, and I still save thousands a year.
If the money is not enough, so be it. If you travel, you will get tens of thousands of diseases a year. If you don't spend it, put it in your child's mouth and let them chew it. How should I spend it? If you want to spend enough, spend enough. Look at the old farmer. He is in good health. He doesn't want anything and doesn't spend much money.
My father is more than 3 thousand, my mother is more than 3 thousand,
My parents have medical insurance. When they get sick, they go to medical insurance. There are no major medical problems. Water and electricity in 4.5 yuan for one month, about 3,000 yuan for meals, about one month for clothes in 500 yuan, about one month for entertainment in 500 yuan, and one month for grandchildren in 500 yuan. 1000 yuan is enough for food and clothing.
There is not enough money to spend on pensions. Do not compare. People have a lot of career pensions, and they eat delicacies. Your company has a pension of one or two thousand a month, and you want to enjoy delicacies like others. This is definitely not enough.
If the enterprise's pension is small, it is enough to save some flowers and eat some small money. People eat salmon for more pensions, but you eat a few dollars a catty of marine fish for less pensions.
Don't think that retirement will cost a lot of money. As the saying goes, if you don't have enough to eat and wear, you will be poor if you don't calculate. Save some money, eat and wear warm clothes.
The good children we educate will also give money to their parents. There are no old people at home, and a small pension is enough. There are relatively more pensions, and now that the children are older, no amount of pensions will be enough, but it is a hidden worry.
Of course, pensions not only save food and clothing, but also life or other aspects. If the house is smaller, it can save property fees, heating fees, utilities, and some money for medical treatment. Don't say you have medical insurance to pay first.
Therefore, if you are not afraid of a small pension, you are afraid of dying early. Pay attention to your health and exercise every day. As long as you live long, are you afraid of a small pension?
If you really feel that your pension is not enough when your health permits, you can go out and find something you can do, which not only exercises your body, but also supplements your pension.
In short, with a pension, retired people will have money to spend, and it is better to live with an optimistic attitude of contentment than those who are old and have no income.
The enterprise pension itself is not high, and the saved flowers are not enough. How dare you be extravagant? Is it the moonlight clan?
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