What's the difference between property public liability insurance and public liability insurance?

Public liability insurance, also known as general liability insurance or comprehensive liability insurance, takes the public liability of the insured as the underwriting object and is an independent insurance category with the widest scope of application.

The so-called public responsibility refers to the economic compensation responsibility that the actor should bear to the victim according to law because of the wrong behavior of the actor in public activities, which causes personal or property damage to others. The composition of public responsibility is based on the legal responsibility of economic compensation, and its legal basis is the civil laws of various countries and various related separate laws and regulations. In addition, in some places that do not belong to public activities, if the public is damaged in places that should be borne by the actor, it can also be attributed to the public. Therefore, all kinds of public facilities, factories, office buildings, schools, hospitals, shops, exhibition halls, zoos, hotels, cinemas, sports venues, engineering construction sites and so on all have the risk of public liability accidents. Owners and managers of these places need to transfer their responsibilities by purchasing public liability insurance.

Property liability insurance refers to the economic compensation liability that an insurance company should bear in accordance with the law because of the negligence or negligence of the property management enterprise in the management or management process when it collects insurance premiums from the property management enterprise.

Both are place liability insurance, but the scope of public places is greater than property. Safety responsibility is also broader than property.