Jiangsu Medical Bao Hui 1 Reimbursement Conditions

The reimbursement conditions are as follows:

1. Reimbursement times: Jiangsu Medical Bao Hui 1 can be reimbursed for unlimited times, and all compliance expenses incurred during the guarantee period can be submitted for claim settlement.

2. Deductible: Deductible of Jiangsu Medical InsuranceNo.. 1 Calculated cumulatively every year, and deductible is deducted only once.

3. Reimbursement scope: Jiangsu Medical Huibao number. 1 Covers the internal and external four guarantees of medical insurance, hospitalization and outpatient treatment within the scope of medical insurance, state-negotiated dual-channel drugs purchased by designated hospitals and retail pharmacies, and medical expenses incurred by hospitalization, outpatient services, self-funded drugs and high-value medical consumables outside the scope of medical insurance.

4. Disease status: Jiangsu Yihuibao 1 allows people with illness to take insurance, even those with "three highs" or malignant tumors can buy it, which is very friendly to the elderly.

5. Payment ratio: For those with a past medical history, the payment ratio is only 15 percentage points lower than that of the insured without a past medical history.

6. Off-site medical treatment: The insured person shall go through off-site referral and filing before seeking medical treatment. After the successful filing, Jiangsu Medical Bao HuiNo. 1 enjoys the corresponding guarantee treatment. The medical expenses that meet the requirements of this project in the non-filing place are included in the scope of reimbursement according to 50% (except the medical expenses that meet the emergency rescue standards after examination).