What impact does the housing reform have on the house, such as property rights, taxes, property, water and electricity?

There are two main ways to change housing into commercial housing: one is to directly change housing into commercial housing on the homestead; Second, there is no homestead certificate, and commercial housing is built directly.

Changing residence into business-taking measures: With the rapid development of economy, the trend of "changing residence into business" is becoming more and more serious in the urban-rural fringe of our country, with Guangdong as the main phenomenon.

Longdong experience: First, give Longdong, whose legal status is Tianhe, a model: unify all shops in a street, and the district government and sub-district office will issue certificates and order them to apply for legal business licenses. After standardization, it will be upgraded and transformed into a one-stop commercial pedestrian street, with billboards and cultural leisure places.

Extended data:

Housing loan:

Personal commercial housing loans refer to commercial loans issued by lenders to borrowers with their own funds for the purchase of commercial housing (including shops and office buildings). ).

Loan amount: the maximum loan amount of individual commercial housing is 50% of the total price of the purchased commercial housing (the principle of lower evaluation price or transaction price of individual second-hand commercial housing is implemented). Where the relevant regulatory provisions change the loan amount of individual commercial housing, such provisions shall prevail.

Loan Term: The longest loan term for individual commercial housing is 10 year.

Loan interest rate: The loan interest rate of individual commercial housing is subject to the relevant regulations of the People's Bank of China.

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