Job Recruitment Website - Property management - In addition to the purchase price, what other expenses do you need to pay for buying a house in Vancouver?
In addition to the purchase price, what other expenses do you need to pay for buying a house in Vancouver?
Housing inspection fees, legal fees, housing insurance fees, and local tax inspection fees: Generally, except for new houses, buyers will invite special home inspector to inspect their houses, and your loan bank also wants to know about the housing inspection to ensure that there are no potential problems in the house you buy. Generally, you need 200 yuan -800 yuan to see the house, depending on the size and age of the house. Legal formalities fee: you need to pay the legal formalities fee for buying a house, which will be handled by a lawyer or a legal impartial person. They will complete the registration formalities with the government to ensure the fairness and legality of the whole transaction. Around 600 yuan-1500 yuan. Property transfer tax: when the government registers you as the legal owner of the house, it will collect the property transfer tax. According to the house price, the first 200,000 yuan will be charged 1%, and the rest will be charged at one time. Home insurance: The villa needs to buy home insurance to prevent fire and other accidents. The insurance premium varies greatly, depending on the scope of insurance, the age of the house, the cost of reconstruction and so on. One of my clients bought a new villa with a height of 5000 feet, which was built three years ago. In the west of Vancouver, a family of three lives by themselves, and the insurance premium is 3000 yuan. The basic insurance premium of the apartment is included in the property management fee. Local tax: every kind of property has local tax, whether it is a villa or an apartment. Local tax is based on the government's evaluation of the housing value, according to a certain calculation formula, so the local tax is different every year. When buying a house, the lawyer will calculate the distribution ratio of the local tax in the current year according to the delivery time. The buyer and the seller each bear their own share. For example, if the house is delivered in September of 1 year, the seller will bear 3/4 of the local tax of that year, and the buyer will bear 1/4. House inspection fee, legal fee, house insurance fee and local tax "/zd/ym"
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