When is the down payment for buying a second-hand house in Nanjing? If the down payment is not enough, can I pay part of it first?

"The process of buying a second-hand house is probably like this: pay a deposit to agree on the time of buying a house-sign a contract, pay a down payment-fund supervision-loan-transfer-delivery-payment of the final payment.

Therefore, the second-hand house down payment was paid when you had the second-hand house sales contract before. In fact, the down payment is negotiable. After paying the down payment, you will be given a period of time to raise the down payment. You can negotiate with the seller for a while. Then you can raise the down payment as soon as possible during this period. If you can't get the down payment on time, you may lose the down payment. "# When signing a contract, you have to pay a down payment. It's embarrassing if the down payment is not enough, because your down payment will go directly to the supervision account, and then you can apply for a mortgage loan. If the down payment is not enough, you have to start all over again, sign a new contract, supervise the funds and lend money. Not to mention wasting time, agents and sellers are willing to accompany you through such a long process. In this process, if you can't buy your house due to the new policy, the loss will be great # "Pay the down payment when signing the sales contract. After the second-hand house transaction is completed, the process is as follows:

1. The buyer and the seller sign a house purchase and sale contract, and the buyer * * * puts forward the demand for transaction fund supervision service;

2. The bank reviews the qualifications of the buyer and the seller, and signs a loan-related contract with the buyer;

3. Evaluate the real estate and determine the down payment amount according to the evaluation report;

4. The buyer pays the down payment, and the money goes directly into the fund supervision account, which is supervised by the bank. At the same time, the Buyer and the Seller sign the Agreement on Fund Supervision between the Buyer and the Seller;

5. The buyer and seller shall go through the formalities of tax payment and transfer;

6. After the transfer formalities are completed, the bank pays the down payment according to the instructions of the buyer and the seller;

7. After seeing the seller's title certificate, the bank will pay the balance to the seller. "

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!