Shanghai housing provident fund is paid in Minhang District. Can I evacuate in other areas?

Can Shanghai provident fund be taken out? It can be extracted by means of house leasing and property services. What information do I need to provide to withdraw the Shanghai provident fund? How to extract it?

According to the newly revised "Implementation Measures for Shanghai to Withdraw Housing Provident Fund to Pay Housing Lease Fees" and "Implementation Measures for Shanghai to Withdraw Housing Provident Fund to Pay Property Service Fees", it will be implemented from June 65438+ 10/this year.

After deliberation and approval at the 43rd meeting of Shanghai Housing Provident Fund Management Committee, the city recently adjusted the relevant policies of leasing and paying property service fees to withdraw housing provident fund. The newly revised "Implementation Measures for Shanghai to Withdraw Housing Provident Fund to Pay Housing Rental Expenses" and "Implementation Measures for Shanghai to Withdraw Housing Provident Fund to Pay Property Service Fees" will be implemented on June 5438+ 10/this year.

199 1, our city took the lead in establishing the housing accumulation fund system in China. For more than twenty years, under the correct leadership of the municipal party committee and the municipal government, the housing accumulation fund system has made positive contributions to promoting the reform of the housing system, promoting the development of the real estate market and improving the housing conditions of citizens.

The guiding ideology of adjusting the lease and property service fee policy this time is to actively implement the spirit of "improving the mechanism of housing provident fund withdrawal, use and supervision" at the Third Plenary Session of the 18th CPC Central Committee, further improve the functions of the housing provident fund system, increase the withdrawal quota by appropriately relaxing the conditions for the withdrawal and use of housing provident fund, simplify the withdrawal procedures, reduce the burden of housing expenditure of workers' families, expand the benefits of housing provident fund, and improve people's livelihood.

The guiding ideology of adjusting the lease and property service fee policy this time is to actively implement the spirit of "improving the mechanism of housing provident fund withdrawal, use and supervision" at the Third Plenary Session of the 18th CPC Central Committee, further improve the functions of the housing provident fund system, increase the withdrawal quota by appropriately relaxing the conditions for the withdrawal and use of housing provident fund, simplify the withdrawal procedures, reduce the burden of housing expenditure of workers' families, expand the benefits of housing provident fund, and improve people's livelihood.

The main contents of this policy adjustment are as follows:

The first is to adjust the extraction scope and standards.

1. About rent withdrawal. The current lease extraction policy in this city is divided into three levels: low-rent housing, public rental housing and commercial housing. According to the relevant provisions of the state, from 20 14, public * * * rental housing and low-rent housing run in parallel, and are collectively referred to as public * * * rental housing after merger. According to this change, the scope and standards of this lease withdrawal policy are adjusted as follows: (1) If you rent affordable housing (including low-rent housing and public rental housing) recognized by the government, you can withdraw it in full according to the monthly rent of the family; (2) Lease other houses in this city (including commercial houses and after-sale public houses), and the maximum monthly withdrawal amount varies from 1000 yuan to 2,000 yuan according to regulations.

2. About the extraction of property service fees. The current policy of property fee extraction in this city mainly includes two kinds: one is the family living in the house with property rights; Second, families with financial difficulties who live in self-owned houses and whose monthly income is lower than the current minimum wage (2065,438+04 1820 yuan/month). In order to further support low-income families to withdraw provident fund to pay property fees, the scope of this property fee withdrawal is adjusted as follows: (1) families living in * * * property houses; (two) living in the city's own property housing, and the applicant's monthly wage income is not higher than the average monthly disposable income of the family (three or more families) with property rights this year. The extraction standard is adjusted from not exceeding 50% of the family property fee per month to not exceeding 300 yuan per month.

Second, simplify the extraction audit method.

1, which simplifies the way of viewing employees' income status. In the past, applicants needed to provide payroll, proof of unit income and other materials when extracting and reviewing. In order to further simplify the extraction review procedure and facilitate employees to handle the extraction business, after this policy adjustment, applicants are no longer required to provide income proof materials such as payrolls. The municipal provident fund center will directly calculate its income level by applying for the employee provident fund payment base, so as to determine whether it meets the extraction conditions.

2. Simplify the way of identifying house leasing behavior. In the current lease extraction, the identification of housing lease behavior is mainly based on the housing lease contract and other materials provided by the applicant, and the procedure is cumbersome. After this policy adjustment, the applicant is required to provide the lessor's tax payment certificate or the certificate of renting the house according to law, and the municipal provident fund center will check the authenticity of the house rental behavior through networking with the information system of the tax department of this municipality.

Third, improve the cash withdrawal payment method.

1. The method of "returning the rent" will be gradually implemented. That is, after the applicant is approved, he can entrust the municipal provident fund center to withdraw the funds from his provident fund account on a monthly basis to repay the rent (similar to the "repayment" mode in the house purchase loan). At present, the technology has been developed and will be tried out in low-rent housing and public rental housing in the city, and then extended to other housing leasing extraction after improvement.

2. Property fees are mainly transferred through the unified property fee payment platform of the Municipal Housing Security Bureau. After the applicant has passed the examination, he can entrust the Municipal Provident Fund Center to transfer the extracted provident fund to the property fee payment platform, and the payment platform will transfer the property fee to the property company account after checking the property company's situation; For some applicants who pay property fees in advance in cash, they shall go through the formalities of paying back the provident fund with the tax-controlled invoices that have paid property fees.

At present, the Municipal Provident Fund Management Center is studying and formulating supporting operational measures such as "Implementation Measures for Shanghai to Withdraw Housing Provident Fund to Pay Housing Rental Expenses" and "Implementation Measures for Shanghai Low-income Workers' Families to Withdraw Housing Provident Fund to Pay Property Service Fees", which will be released to the public as planned before the implementation of the policy.

The object of Shanghai provident fund lease extraction

Enjoy the city's low-rent housing policy, rent affordable housing, rent housing according to law through market leasing, and the monthly housing rental cost exceeds 20% of the family's monthly salary, you can apply for extracting the storage balance in my housing provident fund account to pay the housing rental cost.

Employees who meet the conditions for lease withdrawal can withdraw the storage balance in their spouse's or consanguineous family's housing provident fund account when applying for withdrawal, but they must obtain the written consent of the person who has been withdrawn.

Shanghai provident fund withdrawal and lease audit materials

Identification materials

1, ID card and social security card.

2. If there are participants, they should also provide proof of relationship (marriage certificate, household registration book or household registration certificate that can prove that the spouse is related to the same family).

(2) Confirmation of consent to withdraw issued by the participants (Annex I)

(3) Extraction of certification materials

1, in line with the city's low-rent housing policy, should provide:

(1) Eligible housing lease contracts.

(2) Registration certificate of house lease contract, namely "Shanghai Real Estate Registration Certificate".

(3) Notice of Rent Distribution and Agreement on Rent Subsidy for Low-rent Housing issued by the district (county) low-rent housing management office.

2, in line with the lease of affordable housing, should provide the relevant certification materials stipulated by the municipal housing security agencies.

3, in accordance with the law to rent housing market and the monthly housing rental costs more than 20% of the family's monthly wage income, should provide:

(1) Income certificates of all family members (all family members refer to the extractor, the spouse and children of the extractor). The income certificate includes the following contents:

(1) Employees who have labor relations with the unit shall provide the income certificate issued by the unit where their labor relations are located. (Annex II)

(2) individual industrial and commercial households and their employees or freelancers provide tax payment vouchers for the current year.

(3) Unemployed workers provide proof of employee income issued by the street (town) where the household registration is located. (Annex III)

(2) Meet the requirements of the housing lease contract (for renting public housing, the "Public Housing Lease Certificate" uniformly printed by the real estate management department of this Municipality shall be provided).

(3) The registration certificate of the house lease contract, that is, the Shanghai real estate registration certificate (Shanghai real estate registration certificate is not required for public housing lease).

(4) The unified invoice issued by the tax authorities on behalf of the private rent collection points of the local district and county bureaus where the leased house is located.

All the above materials must be provided with originals and copies.

Withdrawal amount of Shanghai provident fund lease

1, enjoy the city's low-rent housing policy, and the amount of housing provident fund that can be withdrawn every month shall not exceed the difference between the monthly rent of the leased house and the rent subsidy of low-rent housing.

2, the rental of affordable housing, housing provident fund monthly deposit shall not exceed the monthly rental cost of rental housing.

3. If the monthly rent expenditure exceeds 20% of the family's monthly salary, the amount of housing accumulation fund that can be applied for monthly withdrawal shall not exceed the difference after deducting 20% of the family's monthly salary from the monthly rent expenditure of the rented house, and the maximum monthly withdrawal amount shall not exceed 1 000 yuan.

Lease withdrawal method of Shanghai provident fund

(1) handler

1. Employees who meet the conditions for paying rent can apply to the Shanghai Provident Fund Management Center and the county management department where the leased house is located, and provide relevant certification materials as required.

2, the county administrative department shall, within three working days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant.

3. If the withdrawal is allowed, the applicant shall go through the withdrawal formalities at the designated Construction Bank with the approval form, identification materials and the "Shanghai Housing Provident Fund Withdrawal Certificate" issued by the unit where the individual housing provident fund account is located; If withdrawal is not allowed, the accepting institution shall explain the reasons.

(2) Time limit

From June 65438+ 10/day, 2009, employees who meet the lease withdrawal conditions can apply once every six months within the lease contract period (that is, the interval between two withdrawal applications should be half a year), and each withdrawal shall not exceed the prescribed withdrawal limit of six months; At the same time, the starting time of drawing housing provident fund to pay rent shall not be earlier than 10 in 2009.

Verification of the authenticity of verb (abbreviation of verb) lease extraction

In order to prevent cheating and cheating, the accepting institution has the right to investigate, check and review the certification materials and related information declared by the applicant. The applicant has the obligation to provide facts and shall be subject to relevant investigation, verification and audit by the accepting institution.

The above are the withdrawal conditions and the latest withdrawal policies of Shanghai provident fund.