Distribution of maintenance fund income

In order to strengthen the management of residential special maintenance funds in our city and safeguard the legitimate rights and interests of the owners of residential special maintenance funds, according to Decree No.2002. Ministry of Construction, Ministry of Finance 165 Measures for the Administration of Residential Special Maintenance Funds, Housing and Urban-Rural Development Department of Autonomous Region, Finance Department of Guangxi Zhuang Autonomous Region

Detailed Rules for Implementation (GJF [2011]1No.) and Measures for the Administration of Special Maintenance Funds for Houses in Guigang (Zheng Gui [2020] No.2). At the same time, referring to the practice of some cities in the region and the interest-bearing method of the housing provident fund center in our city, the special housing maintenance fund in our city has been drawn up.

A, residential special maintenance fund storage interest method

(a) the interest of special maintenance funds for residential buildings shall be calculated according to the allocation to households, and the interest shall be settled once a year, and the interest settlement date shall be June 30th each year. The interest settlement year is from July 1 day last year to June 30 this year, and the number of days for deposit calculation is 360 days per year.

(2) The deposit interest rate is calculated according to the floating rate of one-year fixed deposit 1.6 1%.

(3) Calculate the interest on the day when the maintenance funds are deposited, rather than the interest on the day when the maintenance funds are withdrawn. The interest amount is calculated in minutes, and the following points are calculated according to the principle of rounding.

(4) interest calculation method, interest calculation formula and deposit interest rate conversion.

1. Product calculation method: it is a method to calculate interest by multiplying the accumulated products by the daily interest rate according to the daily accumulated account balance of actual days.

2. Interest calculation formula: interest = accumulated product × daily interest rate.

Where: cumulative calculation product = total daily balance.

3. Interest rate conversion formula:

Annual interest rate = monthly interest rate × 12= daily interest rate ×360

Monthly interest rate = annual interest rate12 = daily interest rate ×30.

Daily interest rate = monthly interest rate ÷30= annual interest rate ÷360

(five) the interest generated by the storage is transferred to the use of special residential maintenance funds.

(6) Non-interest-bearing range: overpayment of wrongly paid funds shall be treated as a refund procedure, and no interest shall be calculated; If the paid-in amount of residential special maintenance funds is not enough to be distributed to households, no interest will be charged, and the accumulated interest generated by current storage will enter the total value-added income and be distributed to households.

(7) Since July 1 day, 2020, the residential special maintenance fund in the special account of Guigang City will bear interest according to these Measures.

Two, residential special maintenance funds value-added income distribution mode

(a) the value-added income of residential special maintenance funds refers to the difference between the interest and other interest income generated from the use of maintenance funds to purchase government bonds and time deposits and the interest due from maintenance funds.

(two) the identification of the value-added income of special housing maintenance funds.

1. Value-added income of time deposit = interest income of maturity time deposit-the interest-bearing part of the amount occupied during time deposit is 1.6 1%.

2. Value-added income from the purchase of treasury bonds = interest due from the purchase of debt-the interest-bearing part of the amount occupied during the purchase of treasury bonds is 1.5438+0%.

3. Necessary management fee = (value-added income from time deposits+value-added income from purchasing government bonds+interest generated from interest-free interval in the previous period) ×5%

4. Value-added income = value-added income from time deposits+value-added income from the purchase of government bonds+interest generated from the previous interest-free interval-necessary management fees.

(3) Calculation formula of value-added income of special maintenance funds for houses.

1. Total distributable value-added income in the current period ÷ paid-in area of accumulated residential special maintenance funds in the current period = current value-added income distribution base (distribution ratio per square meter)

2 Current value-added income distribution base * family area = current value-added income of each household.

(four) the distribution cycle of the value-added income of residential special maintenance funds is once every two years, and the income distribution is completed within 30 days after the announcement of the value-added income distribution.

(five) the value-added income of residential special maintenance funds shall be owned by the owners according to law, allocated to households according to the residential area, and transferred to the rolling use of residential special maintenance funds.

(six) residential special maintenance funds value-added income distribution release. Notice on the distribution of value-added income of housing maintenance funds is issued by the municipal housing and urban-rural construction department. The contents of the notice include the time of payment, the amount of payment, the number and area of households paid by the issuing owner, the balance after payment and other information. Release time: in principle, it will be released once every two years, and the notice of value-added income distribution will be released one month before the date of distribution.

Three, the use of residential special maintenance funds necessary management fees

(1) In order to ensure and standardize the normal supervision and use of maintenance funds and make them available to the people, the necessary management fees not exceeding 5% of the total amount are extracted from the value-added income of each maintenance fund. The specific extraction ratio is determined according to the actual amount of value-added income of maintenance funds in the current year and the actual work needs of maintenance fund supervision, and the extracted value-added income and maintenance funds are accounted for separately.

(two) the necessary management fees refer to the actual expenses incurred to ensure the normal development of supervision and maintenance funds. It mainly includes the maintenance fee, information disclosure fee, laws and regulations fee, business study and publicity fee, audit fee and other expenses of Guigang housing provident fund management system. Specifically, it includes the following expenses:

1. Annual operation and maintenance fee of housing fund management system;

2 housing fund management system upgrade costs;

3 maintenance funds, laws and regulations, learning and training, media publicity and other business expenses;

4. Send business information fees or fund information disclosure fees to the owners and working people through SMS;

5 maintenance fund income and expenditure and the use of inter-bank transfer and other financial expenses;

6 maintenance fund cleaning and supervision and audit fees;

7. Third-party cost consulting fees required for daily supervision;

8. Other related expenses, etc.

(3) The necessary management fee for each withdrawal period shall not exceed the current withdrawal amount, and shall be publicly disclosed. If there is any balance before the next extraction, adjust the extraction ratio appropriately.

This notice shall come into force as of the date of issuance, and the Guigang Housing and Urban-Rural Development Bureau shall be responsible for the interpretation. If it is adjusted in another article due to changes in national policies or benchmark interest rates.

Guigang housing and urban construction bureau

June 2, 20221day