Why not buy an apartment for the first time after 90?

I don't have much money at hand and want to get rid of renting a house. I have been looking for a small apartment with a low down payment that I can afford. I hope that the surrounding facilities are complete, the transportation is convenient, the total house payment is low, and the mortgage pressure is small. Therefore, apartment products have become the choice of many young people. Although the area is small, it is well-equipped, finely decorated and even given away home appliances, which is perfect for young people in transition.

The difference between an apartment and a house highlights a personalized attitude towards life.

As we all know, apartments are commercial, and utilities are calculated according to business. The land use period is 50 years, and it is not allowed to move accounts. Residential water and electricity charges are calculated by civil use, and the land use period is 70 years. Taxes and land transfer fees paid by apartments are higher than those paid by houses, so the selling price of apartments is slightly higher than that of houses.

Specific to the difference between ordinary houses, we reveal five major differences of apartments one by one: first, the difference in definition; The second is the difference between the nature of land use and property rights; Third, the differences of types; Fourth, the difference between function and use; Five, the difference between fire protection design.

Although the apartment is not as spacious as the house, it saves land resources and ensures the quality of life. With the increasing mobility of the population, dwelling in humble abode and self-employed households have become a trend. Sometimes we can't ask how wide the road is, but we need to know how big our hearts are. Under the limited space resources and capabilities, how to achieve the most satisfactory results is a problem that entrepreneurs and promising young people who have just entered the society need to consider. Apartment is the materialization of this attitude towards life. Although the area is small, it can be widened infinitely through its own efforts. Whether it's stairs with jumping floors or provocative steel pipes, whether it's personalized ultra-high decoration or hammocks suitable for occasions, you won't feel abrupt in the apartment. You can take off your conventional coat and be the most relaxed yourself. Maybe the apartment is not as good as I said, but it is by no means as bad as you think.

Low total price, low investment and optimal selection of Tianjin apartments are quietly popular.

Nowadays, with the rising price of commercial housing, apartment products are welcomed by the market and become one of the mainstream products in Tianjin property market. Buying an apartment reflects people's constantly updated concept of home ownership and has gradually become a new choice for family investment and financial management.

With the promotion of Beijing-Tianjin-Hebei integration, foreign enterprises have further expanded their investment in Tianjin, and a large number of middle and senior managers and technicians need to work in Tianjin for a long time, and the demand for short-term housing has surged; Real estate investment demand of foreign capital; The self-use demand of small and medium-sized business owners will greatly promote the development of serviced apartments. At present, serviced apartments in Tianjin are mainly concentrated in prosperous or mature commercial districts where urban residential land is scarce, especially in Nankai, Heping and Hexi districts, and some serviced apartments in Hebei, Hongqiao, Hedong and Binhai are currently on sale or for sale.

It is understood that the hardcover apartment products in Tianjin market are generally small-sized, especially 30-60 square meters of one room and two halls. In addition, apartments are commercial land, so they can also be used for office and other purposes, attracting the attention of a large number of individual entrepreneurs. At the same time, the apartment type and fashionable living design of carrying bags are also sought after by young home buyers, especially in the six districts of the city, where the relevant facilities are perfect and the sales volume is naturally expected.

Developers are full of praise for the objective comments of experts in the apartment industry.

Chai Xun, director of livable planning of Zhejiang merchants in Binhai, pointed out that compared with ordinary houses, the characteristics of apartment products require higher transportation convenience, complete facilities and property service level. Secondly, because the total value of apartments is lower than that of ordinary houses, they are more flexible in use, and can also be used as investment while possessing the property of self-occupation. Generally speaking, apartment products are not much different from houses in function, but they are cost-effective. Some young customers can live in their own homes first, and then rent them as fixed assets according to their own economic ability, which is a safer way of family financial management.

Sally, the sales director of Hehong Four Seasons Mansion, believes that apartments are generally small-sized, and most apartments are delivered with fine decoration standards, allowing buyers to carry bags. Compared with houses, apartments highlight the convenience and quality of projects. Functionally, apartments pay more attention to comfort, functional completeness, service and structural rationality. Loft apartments developed at present are generally very high in height, and a second floor can be built in the house, which increases the usable area, and most apartments have small construction area, low total house price and optimal investment.

Liu Wu, deputy director of operation of Faming Plaza in Binhai, said that the unit price of apartments is often 20% to 40% cheaper than that of houses in the same lot, and the total price is often half lower than that of houses in the same lot. Lowering the threshold of home ownership to adapt to the customer base: a transitional product for young people who have little savings but need to settle down; Middle-aged families with certain savings are the choice of financial investment; It can be used as an office space for small and micro enterprises to apply for registration.

According to Wang Wei, Ph.D., Department of Land Resources Management, Tianjin University of Commerce, one of the highlights of apartment products is their excellent location and supporting facilities, which are generally close to subway stations and commercial centers and are in the bustling area of the city. Because of the high transfer cost of apartments, their buyers tend to pay more attention to the rent-to-sale ratio. When asked how apartment projects can break through under differentiated competition in the current market environment, Wang Wei said, firstly, we should strengthen property services and enhance the living experience; Secondly, we should pay attention to the room design, especially the orientation; Finally, the return area, especially around the subway line under construction, has more investment hotspots and expectations, and it also has extra points near the commercial center.

Ordinary house VS apartment, who do you like best?

On Valentine's Day, SouFun.com interviewed 10 people randomly to listen to their views on the apartment. On September 29th, "Should first-time buyers buy apartments?" The theme debate was held in SouFun.com, Tianjin. The post-90s debaters were present to participate in the debate, arguing and arguing, and wonderful speeches emerged from time to time!

The following is a record of views:

square

1, I feel that the apartment housing environment is relatively good, and the decoration scenery makes people feel very comfortable, so it is more convenient to get married and have children in the future.

I feel comfortable living in an apartment, and my neighbors are about the same age.

3. Apartment is a product easily accepted by young people. The house is not big, but couples live comfortably and have a simple lifestyle.

4, apartments may be cheaper, LOFT space initiative, I prefer something with a little personality, I can use my imagination to create a world of my own. Life should be more comfortable and should not be bound by other things.

5. The apartment has great investment potential and can be used as a springboard for buying a house, which is more suitable for DIY.

6. The cost of suburban housing is high, so it is better to buy apartment products in the city center.

7, the first time to buy an apartment, two sets of three sets can go to buy a house.

opposition

1 I don't like apartments very much. My idea is more traditional, and I think the ventilation and lighting of ordinary houses are more reasonable.

This place (apartment) is too small to be tossed around casually. Both those with children and those without children are too small, but the space is too small and the price is more expensive than ordinary houses.

3, generally do not buy (apartments), the property rights of apartments are generally 50 years, and commercial water and electricity will be much more expensive than normal, I think it is not cost-effective. 70 years of residential property rights, 20 years of apartment is gone, and it is not cheap.

The apartment is relatively small. As far as I know, the property rights of apartments are relatively short, but I prefer bigger houses, and ordinary houses (ordinary houses) have longer property rights.

5, the apartment is as cold as a hotel, without the warmth of home.

6. The neighbors in the apartment are too complicated for everyone to settle down. Not as stable as a house.

7. The city is expanding outward, so it is undoubtedly a better choice to build a warm little home by yourself. Compared with hotels, apartments are only rented for one day, one month and one long term.

(The above answer was published on 2015-10-1,please refer to the actual situation for the relevant housing purchase policy at present).

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