What do you mean by commercial and residential buildings?

Commercial and residential buildings are generally used for both commercial and residential purposes. Commercial and residential buildings are generally comprehensive buildings with shopping malls, shops and businesses underground, and the rest are residential buildings.

Generally speaking, there are some problems in the property management of commercial and residential buildings. There is no law that prohibits you from running a company in a building, but there is such a saying. In the past, the management regulations of some houses were that you could not change the nature of the house without authorization. The problem of disturbing people in commercial and residential buildings also needs attention.

Matters needing attention in purchasing commercial and residential buildings

1. Property rights of commercial and residential buildings are 40-50 years.

2, commercial and residential are not limited to purchase, but they cannot settle down. For buyers who have the need to settle down, they should be carefully considered.

3. Commercial and residential dual-use houses can only be paid in full or by commercial loans, and the loan interest rate is 10% of the benchmark interest rate. Provident fund loans and portfolio loans cannot be used, and the maximum loanable price is 50%, and the longest is 10 year.

4. In the second transaction of commercial and residential dual-use houses, the tax is higher than that of ordinary commercial houses. The deed tax is levied at 3% of the appraised price, 2% of the difference of individual tax collection and 5.62% of the difference of business tax collection. The public maintenance fund is paid according to 133 flat/yuan, and property tax is also required, but it is generally replaced by rent tax, and each house still needs to pay rent tax ranging from 6000- 1000 yuan.