Should the second-hand house be paid in full before the transfer?

The second-hand house is not transferred until the full amount is paid. The buyer can choose to buy the house in full, or directly apply for a second-hand house mortgage loan to pay the house price. The specific process is as follows:

1. Bank credit (go to the People's Bank to check the buyer's credit);

2, housing property survey (survey whether the property is mortgaged, sealed, property analysis, inheritance, * * owners);

3. Pay the down payment to the seller and reserve the balance of the house payment;

4. When the house is transferred, the bank will review the loan conditions;

5. The bank issues loans to the seller's account;

6. Both parties jointly deliver the property (water, electricity, gas, heating and property fees, and the original owner's account must be moved out);

7. Pay the final payment to the seller.

Matters needing attention in the transfer of second-hand houses:

When choosing a second-hand house, you should first be familiar with the regional plate of the property market and the houses you buy. After taking a fancy to the house, pay the purchase intention money to the real estate agent and sign the purchase intention letter.

To make an appointment for negotiation, the confirmation information is as follows: house address, property right certificate, identity of property owner, price, payment cycle and transaction cycle.