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2022 Tonglu mortgage interest rate
The mortgage interest rate is the housing provident fund loan interest rate: 1-5 with an annual interest rate of 2.75%.
In 2022, the mortgage interest rate of major banks is 4.35% within one year, including one-year short-term loans; From one year to five years, including five-year medium-term loans, the benchmark interest rate of the central bank is 4.75%; For long-term loans of more than five years, the central bank's benchmark interest rate is 4.9%.
If it is a personal provident fund loan, including short-term loans of less than five years, the benchmark interest rate of the central bank is 2.75%; For long-term loans of more than five years, the benchmark interest rate of the central bank is 3.25%.
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