What is the standard of property water and electricity payment for apartments?

Usually, the water and electricity charges for apartments are twice as high as those for civilian use. Of course, the collection of utilities depends on the specific property. The key is that the developer was originally filed with the Water and Electricity Bureau, and it also depends on local policies, regulations and notices. However, most commercial and residential apartments are charged according to business.

What's the difference between a house and an apartment?

1. The loan and down payment policies are different (depending on the policies of provinces and cities).

Residential: the first set is 30%, the second set is 40% down payment, the purchase is limited, and the provident fund loan can be used;

Apartment: 50% down payment, unlimited loans and purchases, 50% down payment. However, the loan can only be made for 10 years, and the provident fund loan cannot be used.

2. Different residence and degree (depending on the policies of provinces and cities)

Residence: Meet the requirements for settlement and have a degree.

Apartment: can't settle down, no degree.

3. The years of land use rights are different.

Residential: 70-year land use right.

Apartment: According to the nature of the land, the commercial land is 40 years.

4. Second-hand transactions have different taxes and fees.

Residence: 1%-3% deed tax, and the main transaction taxes include business tax and personal income tax;

Apartment: 3% deed tax. The main transaction taxes include business tax, personal income tax and land value-added tax.

5. Living expenses such as water, electricity and gas (depending on each building)

Usually, apartments are used for commercial purposes. Although there are different classifications, most apartments are paid according to the price of utilities paid by merchants, which leads to a high cost of living.

What are the advantages and disadvantages of buying an apartment?

Advantages:

1. Unlimited purchase and unlimited loan: When people with housing needs and investment needs can't find a house, they can only consider apartments as a transition.

2. Low total price: the construction area of apartments is generally small, and most products on the market are around 30~50 square meters (but some are above 100 square meters), and the unit price is relatively lower than that of houses, so the total price is generally not high and the purchase threshold is low;

3. Diversified uses: Because the land of the apartment is commercial land, the apartment can be used for self-occupation or office registration;

4. Good matching: apartments are generally located near subway or rail transit lines, with at least one large-scale business around them, and even some apartments are planned as commercial complexes.

Disadvantages:

1, low property rights: The most obvious difference between an apartment and a house is the different property rights. As we all know, the property right of the house is 70 years, while the property right of the apartment is 40 years, because it belongs to commercial land.

2. Increased cost of living: the apartment belongs to commercial land, so the electricity, water and property fees in daily life will be paid according to the standards of the merchants, and the living cost of the apartment is relatively high;

3. High down payment: Under normal circumstances, houses can use provident fund loans. 30% down payment for the first suite and 40% down payment for the second suite. Apartment is not limited to purchase and loan, but you can't use provident fund loan, with a down payment of 50%;

There are many restrictions on supporting facilities: due to building safety problems, most apartments can't open natural gas, and they can't cook with open fire, so they can only cook with induction cookers and microwave ovens.