What are the conditions for Shenzhen provident fund loan to buy office buildings in Le Kang Building, and how to calculate taxes and fees for new house transactions?

Hello, I'm glad to answer your question about the office area of Le Kang Building.

The conditions for purchasing the office building of Le Kang Building with provident fund loans include: 1. The borrower must have an account in the city where the office building of Le Kang Building is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase the self-occupied office building of Le Kang Building, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase the office building of Le Kang Building; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The transaction tax of the new office building in Le Kang Building includes deed tax, maintenance fund and property management fee. Deed tax for the office building of Le Kang Building: the deed tax to be paid for the purchase of new houses is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the ordinary commercial houses are halved, that is, 1.5-2.5%. Recreation building office building maintenance fund: charged according to the construction area multiplied by a certain amount. Property management fee for the office building of Le Kang Building: paid after delivery, and the specific rate shall be implemented according to the regulations of the local price department.

The above information is for reference only. I hope I can help you!