Can I buy an auction house in Evergrande?

Evergrande can buy an auction house. Judging from the current situation of Evergrande, Evergrande's real estate must have been mortgaged to the bank as working capital. If you want to put on record, you must first return the money to the bank for redemption and release, and then you can put on record and the bank will lend money. At this time, the property belongs to you completely, and the bank is your creditor. Even if it goes bankrupt, you can still get the house.

If you didn't put it on record when you bought a house, you went bankrupt at this time and the property was mortgaged to the bank, then the house you bought has nothing to do with you. The house you bought has not been put on record. Legally speaking, the house still belongs to the developer. Banks are the first creditors of developers. If you pay the money and the developer doesn't give you the house, this is a contract dispute. Bankruptcy liquidation, after the supplier, belongs to the end of repayment

The risk of buying an auction house

1, housing quality risk

When the auction house delivers, the most common problem is the quality of the house. Because at the time of signing the purchase contract, the house was not yet formed, and many hidden housing quality problems could not be detected at all. How developers cut corners, lower construction standards, and reduce the area to get more benefits, property buyers have no way of knowing. In order to reduce risks, we can only rely on contractual constraints. Another way is to buy a property with complete five certificates.

2. Pay attention to the reputation and strength of developers.

Property buyers should estimate the strength and future support ability of developers from the side. Including the reputation and reputation of the developer, the projects developed by the developer before, and the reputation and reputation of the construction unit selected by the developer, so as to have a general understanding of the quality of the auction house to be purchased.

3, the risk of false advertising

The developer's advertising copy is usually "This picture is for reference only". It is very irrational to be attracted by advertising posters and decide to buy a house. If you have particularly strict requirements on the fa? ade and residential facilities of the real estate, you'd better ask the authenticity of the advertisement and the probability of achieving the effect, and clearly stipulate it in the purchase contract.

4. Risk of planning changes

Developers who change the planning and design without authorization need to file with relevant departments. For the majority of property buyers, developers arbitrarily change supporting facilities, green space, floor area ratio and environmental facilities, which is likely to affect their willingness to buy houses. Property buyers should reach an agreement with the developer, and inform the property buyers in advance if there are any planning changes. Failure to give notice is an infringement.

5. Deposit risk

In the auction sales, before the buyer actually gets the purchase contract, he usually has certain funds for joining, recognizing and upgrading. After the purchase is successful, the money will be used as a deposit, and then the contract will be signed.

If you encounter the terms such as "no refund of deposit" proposed by the developer, you must be vigilant, make sure that you have signed a formal purchase agreement with the developer, and negotiate the deposit-related matters, so that you can get the deposit back once you can't sign the contract.