Property management liability insurance coverage

Legal analysis: the coverage of property management liability insurance: during the insurance period, if the property in the area listed in the insurance policy list has an accident due to the negligence or negligence of the insured in management, resulting in the following losses or expenses, the insurer shall be responsible for the economic compensation that the insured should bear according to law: (1) personal injury or property loss of a third party; (2) The litigation expenses with the prior written consent of the insurer; (3) Necessary and reasonable expenses paid by the insured to reduce or reduce the liability for personal injury or property loss to a third party after the insurance liability accident. In addition, you can also purchase additional liability insurance clauses for motor vehicle theft and robbery in parking lots.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 938 The contents of a realty service contract generally include service items, service quality, service fee standards and collection methods, use of maintenance funds, management and use of service places, service term, service handover and other terms. The public service commitment made by the property service provider in favor of the owner is an integral part of the property service contract. The realty service contract shall be in written form.

Article 941 Where a realty service provider entrusts special services within the realty service area to a professional service institution or other third party, it shall be responsible to the owner for the special services. The property service provider shall not entrust all the property services it should provide to a third person, or entrust all the property services to a third person after the demolition.