What should I pay attention to when buying commercial and residential dual-use?

A, property, water and electricity, public * * * maintenance fund and other expenses. Because the water and electricity prices of commercial and residential dual-use houses are subject to commercial standards, which are relatively higher than the general living standards; Property fees are also less restricted by government departments; The public * * * maintenance fund also shares all parts of the maintenance with the merchants.

Second, whether the property right is 40 years or 50 years. General housing ownership is 70 years, which can be automatically renewed after the expiration, while dual-use houses and property rights of 40 to 50 years are not automatically renewed after the expiration, and must be replenished.

Third, commercial and residential houses can't move into the hukou, which means that even if there are good educational resources around, children can't go to school nearby because they can't move into the hukou.

Fourth, there are no complete living facilities. Commercial projects generally do not need to design supporting service facilities, such as schools, businesses, neighborhood committees, etc. In other words, there are no supporting kindergartens, schools, medical care and old-age care services.

5. Implementation standards for mortgage loans. The down payment for commercial and residential dual-use houses is 50%, which is 1. 1 times that of ordinary houses, and the maximum is 10 years, so it cannot be used.

Six, the purchase does not implement preferential tax policies. There are many preferential tax policies for ordinary houses, but there are no corresponding preferential tax policies for commercial and residential houses.

Commercial and residential dual-use housing generally refers to the land units that change the legally approved commercial construction land into residential land in order to avoid risks, and finally launch it in the form of commercial apartments or serviced apartments, such as the transformation of common commercial houses into residential houses. Because this kind of house is commercial in nature, it does not belong to the scope of state regulation, and there are many, buyers should pay attention to it when buying.