How to settle claims in environmental pollution liability insurance

Legal analysis: the main compensation of environmental pollution liability insurance is the compensation that the enterprise needs to pay to the injured third party after the environmental accident, the cost of cleaning up pollutants, and the legal fees after the dispute. However, the insurance company is not responsible for restoring the original environment afterwards, because the risk of this part of the insurance company is incalculable. After the accident, you can contact the insurance company directly and request to start the compensation procedure. Specific compensation items can be implemented according to the contents of the signed contract.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 1230 In the case of a dispute caused by environmental pollution or ecological destruction, the actor shall bear the burden of proof if he does not assume or mitigate his responsibility as stipulated by law, and if there is no causal relationship between his behavior and the damage.

Article 123 If violation of state regulations causes damage to the ecological environment, and the ecological environment can be repaired, the organ prescribed by the state or the organization prescribed by law shall have the right to require the infringer to bear the responsibility for repair within a reasonable period of time. If the infringer fails to make repairs within the time limit, the organ prescribed by the state or the organization prescribed by law may make repairs by itself or entrust others to do so, and the expenses required shall be borne by the infringer.