How much is the down payment for buying a second-hand house in Xi 'an?

Now the down payment can be divided into:

1. Take the first suite as an example, the minimum down payment for a new house with a purchase area of not more than 90 square meters can reach 20%;

2. For the second suite, the minimum down payment for the purchase of real estate is 50%;

3. In the case of three suites, the bank that needs a loan may not approve the loan according to the house price;

4. In other cases, the minimum down payment is 30%.

In the purchase of second-hand housing, it is unlikely that there will be major problems if you look at the following parts clearly.

1. Verify whether the property right is clear: the seller must be the owner of the house, and it can be verified by checking the property right certificate and the ID card of the owner.

2. Verify the condition of the house: learn from the following aspects when looking at the house:

Housing construction status, housing community status, housing rights. Verification of these situations will help you control the actual cost and risk of the transaction.

3. Clear transaction procedures: Second-hand housing transactions can be divided into several steps: house inspection, contract signing, down payment according to the contract, transfer, delivery and balance payment. Attention should be paid to these steps: keep the transaction evidence, transfer the ownership only when everyone on the property certificate is present, and check whether the other party has paid the property fee, water, electricity and gas fee when handing over the house.

4. Clarify the liability for breach of contract: Clarify the strict liability for breach of contract with the seller, which is the guarantee for both parties to perform the second-hand housing sales contract in good faith. In practice, small down payment punishment or simple "the breaching party should bear the losses of the observant party" lacks practical effect.