Are the products of China PICC good? How is the service?

Do you want to work or apply for insurance?

This company is very good, and it is doing well.

The product is average.

China People's Insurance Company (full name China People's Insurance Group Co., Ltd.) is a comprehensive insurance (financial) company with a registered capital of 30.6 billion yuan. Its predecessor was1949 10 China People's Insurance Company, which was established on October 20th in the State Council, People's Republic of China (PRC). After 60 years of development and several major changes, PICC in China has made historic contributions to the cultivation of insurance market, the cultivation of insurance talents and the upgrading of insurance technology in China, and played a positive role in economic development, social stability, national prosperity and people's happiness.

Glorious history:

1On July 23rd, 1996, China People's Insurance Company was renamed as China People's Insurance (Group) Company, with four subsidiaries, including PICC Property Insurance Co., Ltd. 1999 65438+ 10/8, the successor of property insurance Co., Ltd. and renamed as China People. On July 9, 2003, with the approval of the State Council, China People's Insurance Company was reorganized and renamed as China People's Insurance Holding Company. At the same time, it initiated the establishment of China People's Property Insurance Co., Ltd., the largest non-life insurance company in China, and China People's Insurance Asset Management Co., Ltd., the first insurance asset management company. In June of the same year 165438+ 10, PICC P&C successfully went public overseas, becoming the first overseas listing of domestic financial enterprises. In 2004, PICC Insurance Brokerage Company was established. In 2005, China People's Health Insurance Co., Ltd., China People's Life Insurance Co., Ltd., Zhongyuan Insurance Broker Co., Ltd. and Zhongsheng International Insurance Broker Co., Ltd. successfully opened. In June 2007, China People's Insurance Holding Company was renamed China People's Insurance Group Company. After the development during the Tenth Five-Year Plan period, PICC China has developed from a company into a modern insurance group with 8 subsidiaries and 4,500 branches, including PICC P&C Insurance, PICC Assets, PICC Health, PICC Life Insurance, PICC Hongkong, Zhongsheng International, Huaxia Broker and Zhongyuan Broker. The business scope of the group has developed from a single non-life insurance to non-life insurance, life insurance, health insurance, asset management, insurance brokerage and other fields, and an insurance financial group has been basically established. China PICC has played an important role in serving social and economic development and building a harmonious society. In the Three Gorges Project, Ling 'ao Nuclear Power Station, China Aerospace and other major national projects and major sports activities, PICC China can be seen everywhere. PICC P&C Insurance Company, as the sole partner of China insurance industry in 2008 Beijing Olympic Games, has made great contributions to the development of sports in China.

Current status:

In the long-term development process, China PICC has accumulated rich resources and formed various advantages. China PICC has a profound historical background and outstanding brand advantages, and is an outstanding representative of the international brand image of China insurance industry; People's Insurance Company of China has built a relatively complete sales service system all over the country, with PICC outlets covering 3/kloc-0 provinces, municipalities and autonomous regions, and more than 4,500 outlets. China PICC has trained a group of senior managers who are familiar with the national conditions and have strong management skills, and a group of outstanding professional backbones who are loyal and responsible for the cause of PICC in China. There are more than 80,000 full-time employees in the whole system, with reasonable talent structure and strong business ability. A professional and efficient staff can provide customers with high-quality and diversified insurance services in all aspects of underwriting, adjustment, survey, loss determination and claim settlement. China PICC always takes "people's insurance benefits the people" as its responsibility, adheres to the people-oriented principle, and always takes caring, understanding, respecting and caring for employees as the basic starting point of China PICC's corporate culture construction. Advocate the work style of "seeking truth from facts, being rigorous and realistic, and working hard", and strive to create a harmonious and enterprising corporate culture with China PICC characteristics. These advantages have laid a solid foundation for the accelerated development of PICC in China.

During the Eleventh Five-Year Plan period, PICC China will consolidate and accelerate the development of its traditional main business, take the extraordinary development of life insurance business as its revitalization strategy, and take the development of asset management, capital operation and other fields as its leap-forward road, and strive to realize the new pioneering and leap-forward development of PICC China and build PICC China into a world-class large-scale modern financial and insurance group.

[Edit this paragraph] "Subordinate subsidiaries":

PICC property insurance co., ltd

Main business: motor vehicle insurance, enterprise property insurance, family property insurance, cargo transportation insurance, liability insurance, accidental injury insurance, short-term health insurance, ship insurance, guarantee insurance and other RMB and foreign currency insurance businesses.

China PICC assets management co., ltd

Main business: management and application of self-owned funds and insurance funds, entrusted or entrusted insurance fund management business, consulting business related to insurance fund management business, and other asset management business permitted by national laws and regulations.

China people's health insurance co., ltd

Main business: various RMB and foreign currency health insurance business and accident insurance business; Health insurance business that matches the national medical security policy and is entrusted by the government; Consulting services and agency services related to health insurance; Reinsurance business related to health insurance; Capital utilization business permitted by national laws and regulations; Other businesses approved by China CIRC.

China People's Life Insurance Company Limited

Main business: life insurance, health insurance, accident insurance and other insurance business and reinsurance business of the above business.

Picc investment holding co., ltd

Main business: industry, real estate investment; Asset management and operation; Property management; Car, computer, communication equipment and house rental; Enterprise management consulting, financial consulting, investment consulting, legal affairs consulting.

People's Insurance Company of China (HK) Co., Ltd.

Main business: property insurance, cargo transportation insurance, travel accident insurance, automobile insurance, ship insurance and all kinds of liability insurance, as well as reinsurance business of the above businesses.

Zhongsheng international insurance broker co., ltd

Main business: drafting insurance plans for the insured, selecting insurance companies and handling insurance procedures; Assist the insured or beneficiary in making claims; Reinsurance brokerage business; Provide customers with disaster prevention, loss prevention or risk assessment and risk management consulting services; Other businesses approved by China CIRC.

Renzhong insurance broker co., ltd

Main business: drafting insurance plans for the insured, selecting insurance companies and handling insurance procedures; Assist the insured or beneficiary in making claims; Reinsurance brokerage business; Provide customers with disaster prevention and loss prevention or risk assessment and risk management consulting services; Other businesses approved by China CIRC.

Zhongyuan insurance broker co., ltd

Main business: drafting insurance plans for the insured, selecting insurance companies and handling insurance procedures; Assist the insured or beneficiary in making claims; Reinsurance brokerage business; Provide customers with disaster prevention and loss prevention or risk assessment and risk management consulting services; Other businesses approved by China CIRC.

[Edit this paragraph] Corporate culture

Brand advantage

PICC brand has a history of 60 years, and enjoys an excellent reputation in China, and also has a certain influence in the world. PICC P&C Insurance is the P&I communication agent of the world's major shipowners' associations in China and enjoys a good reputation in the international insurance market. Especially after the company's overseas listing, PICC has further become a well-known brand in the insurance market and capital market at home and abroad.

market superiority

PICC P&C Insurance is the largest non-life insurance company in China, which is in a leading position in the non-life insurance market and dominates the development of the non-life insurance market. The company mainly deals in property insurance, accident insurance and short-term health insurance, and is in an absolute leading position in centralized business such as large-scale commercial risks, government procurement and industry unified insurance, as well as decentralized business such as vehicle insurance and family property insurance.

Talent advantage

Over the years, PICC P&C has trained a large number of outstanding backbone talents, a large number of experienced management talents and technical talents, covering every link of the non-life insurance business chain, and has a dedicated and United workforce with core skills in the non-life insurance industry.

Product advantage

By the end of 2004, PICC P&C had 1246 development insurance clauses, including 567 main risks and 679 additional risks. There are 725 national insurances and 52 1 regional insurances. At present, the company develops and promotes 1 new products every day on average. The company is the first non-life insurance company in China to introduce actuarial technology to develop products, which can provide customers with all-round, high-quality and scientifically priced insurance protection services. At the same time, the company has accumulated a large number of operating data, has a solid foundation for decision analysis, and has a good grasp and understanding of the development law of the non-life insurance market in China.

technical superiority

China PICC P&C Insurance is at the leading level in the domestic non-life insurance industry in the core technical fields such as product development, underwriting, claim settlement and reinsurance. Mature information technology platform and perfect customer information resources provide knowledgeable technical support for the company's business development. The company is the first non-life insurance company in China to introduce actuarial technology to develop products. In aerospace, nuclear power plants, energy, ocean-going ships, large industrial and commercial enterprises, government procurement and other important insurance business areas, it has domestic leading technological advantages. To provide customers with all-round and high-quality insurance services.

Network advantage

PICC P&C has branches all over the country, including 324 "three centers" of underwriting, claims settlement and finance at the prefecture level, and more than 4,500 branches. With diversified marketing channels, it has formed a strong sales service network, which is enough to support national insurance value-added services such as "universal insurance and claims", "remote insurance and local claims".

Customer advantage

The company has the largest customer base in the domestic non-life insurance market, established a wide and stable customer relationship, and has strong product development and customer service capabilities, which can adapt to market changes and meet customer needs.

Service advantage

The company took the lead in opening a 365-day, 24-hour service hotline 955 18 in China, and now it has spread all over 324 cities across the country, and has passed the ISO9000 quality management system certification, providing customers with fast, high-quality, comprehensive and comprehensive multi-functional and personalized services such as consultation, complaint, return visit, rescue and insurance appointment. The company also launched the "Gold Medal Service Project" with the connotation of full-service and full-process service, ensuring the continuous improvement of customer service from three aspects: standardization, efficiency and quality, and continuing to maintain the first brand of customer service in the same industry.

The successful practice of PICC P&C's reform and development depends on the company's enterprise spirit of "being realistic, honest, hardworking and innovative". At present, the company is moving towards the strategic goal of leading domestic and world-class knowledge-based and modern non-life insurance public companies.

In the current market, PICC P&C mainly develops into bank insurance.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.