Can I buy a commercial and residential house in Ningbo? Look at the demand before you start.

Can I buy a commercial and residential house in Ningbo? As long as you consider your own needs, you can start. Commercial and residential dual-use houses can be understood from the name, which can be used for both residence and business office. It looks very practical, but it still needs attention. Can I buy a commercial and residential house in Ningbo? As long as you grasp your own needs, you can start. Commercial and residential dual-use houses can be understood from the name, which can be used for both residence and business office. It looks very practical, but it still needs attention.

First of all, for different groups of people, business? With what? Live broadcast? In fact, the demand is not equal, and the key to the choice of commercial and residential dual-use houses is to grasp the balance of their own commercial and residential needs.

Advantages of commercial and residential dual-use houses;

There are four main advantages of commercial and residential dual-use houses: First, the total price is low. Commercial and residential dual-use houses have many small units, mainly 40~80 square meters, and the total price of one suite is low. Second, the unique apartment design has become one of the reasons to attract young buyers. Like LOFT apartment, it can be designed as two floors, which is equivalent to buying two floors. Later, due to the commercial and residential dual-use houses also undertake some commercial purposes, the construction standards of civil air defense and fire protection are generally higher than ordinary houses.

Disadvantages of commercial and residential dual-use houses

Although the total price of commercial and residential dual-use houses is lower than that of ordinary houses with a price of nearly one million yuan, the down payment ratio is not low, and the low down payment ratio is generally required to be 40% to 50%. The down payment of some ordinary commercial houses is only 30% or even 20%. In addition, the purchase of commercial and residential dual-use housing, the loan interest rate will be higher than the same grade interest rate in the same period, and the loan period is limited.

Commercial and residential buildings have the commercial nature of property rights, and their future living costs and sales costs will be higher than ordinary houses. First of all, the water and electricity costs of commercial and residential buildings are mostly calculated according to the commercial water and electricity charges, which are higher than the civil water and electricity prices; In addition, the property fees and public maintenance funds of commercial and residential buildings will be more expensive than ordinary houses.

The term of housing property rights also needs to be measured. The term of ordinary residential property rights is 70 years, and the term of commercial and residential property rights is 40 to 50 years. According to the relevant provisions of the Property Law promulgated in 2007, the right to use residential construction land is automatically renewed when it expires; There is no provision for the automatic renewal of the right to use non-residential construction land after its expiration. If it expires, how to deal with it is also a big problem.

In addition, there are generally two to six households on the first floor of ordinary houses, and there can be as many as a dozen or twenty households on the first floor of commercial and residential houses, with high living density.

We can't be too blindly optimistic about the emergence of commercial and residential dual-use houses. Although it solves some of the needs of work and life, it is not suitable for most property buyers. Be careful when buying.