Job Recruitment Website - Property management - What if there is no evaluation report when handling real estate mortgage registration?
What if there is no evaluation report when handling real estate mortgage registration?
Applicants and their spouses who need loans, as well as house owners, hold ID cards, household registration books and proof of marital status. Income certificate, loan demand certificate, real estate license, deed tax certificate, land use certificate, go to the commercial bank where the house is located, consult the manager on duty, and go through the mortgage application procedures. After the bank accepts the application, it will first review it. After it passes the review, it will go to an appraisal company to evaluate your house and get the appraisal of the goods. Then, on the basis of this price, it will give you a preferential loan of 6-7 fold.
Mortgage conditions: the age of the house is not more than 20 years, the area is not less than 50 square meters, the property rights are clear, there is no mortgage, the loan is paid off, and the three certificates are complete. The applicant is male and under 60 years old. Female under 55 years old.
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